I am the father of three children in their twenties and the husband of one wife. I have been investing my retirement funds for many years. At first I focused on debt-free dividend payers, and my Seeking Alpha ID reflects that philosophy, but my screen has become a little more sophisticated since then. I continue to grow as a value investor, but I still appreciate growth and dividend payers. The stocks I currently hold, in alphabetic order, are: ACN, CMI, DSW, GHM GNTX, HCSG, MA, MLR, NKE, PSA, RGR, RHI, TSCO. I have written about a variety of topics over the years, working always to keep it simple and understandable. For more about my writing, see my website, http://SteveMillerInk.com. NOTICE: I am not an investing professional. Anything I write should be taken as my personal opinion. I do not know your personal financial situation, nor take responsibility for it, so please do your own due diligence before you make any investment decisions.