I started in business in retail credit, then loan servicing, loan origination, loan administration, title insurance, real estate sales and sales management and loan brokerage; before entering the field of appraisal.

My undergraduate degree is in Real Estate Finance, and Masters is in Real Estate Appraisal.

Starting with a S&L, I was trained to do 3+ reports per day with reckless abandon. I peaked in 1977 with an all time record of 129 appraisals in one month. Later I learned that it took 10 years to break all the bad habits learned in the 1st year.

I have served on local, regional and national Appraisal Institute Committee’s and the Board of Directors of several appraisal organizations including IRWA Chapter 57. He has written national seminars and more than a dozen journal articles on topical issues relating to appraisal liabilities, civil and criminal, and has motivated many to join the AI and take or retake our course work and to get on the path to professionalism.

I have been fielding many question’s from across the nation due to the highly motivational seminar created in 2006 entitled “Appraising In A Declining Market” as well as numerous valuation related articles. Speeches and presentations are prepared for all kinds of industries or groups that have a concern with property values, including trial lawyers and prosecutors and lenders faced with loss recovery.

Being one of the truly motivational speakers from within the appraisal industry I ask “Fear is a motivation isn’t it”? I know of no appraiser who has been given more than 60-months in Federal Prison or fines/restitution of more than $2,000,000 over an appraisal. We are on the cusp of a huge rise in civil and criminal liabilities for appraisers.

Other topics written on point range from seminars to published article including: Introduction To Being an Expert Witness, Building Transferable Skill-Sets; Predatory Lending, Client Pressures and Appraisal Frauds; Real Estate Frauds and the Appraisers Role; Real Estate Fraud –Appraisers Liabilities & Responsibilities; Mortgage frauds – Cases & Consequences; Becoming an Expert Witness, Spreadsheets Made Simple. Since 2006 I have worked with George Dell, MAI, SRA in the Stats & Graphs courses by bringing his colorful graphs and personality to bear on what could be a boring topic.

A major contribution to the industry has been the creation of an Appraisal Forum on Yahoo Groups, where he has 10 senior appraisers as Moderators helping mentor younger appraisers through tricky and sticky wicket situations at InlandCAAppraisersForum@yahoogroups.com