Ted Johnson is a retired Vice President of Engineering and has been a life-long student of investing. He has a BS in Physics and completed the University of California Personal Financial Planning Certificate Program. Ted was previously licensed to sell insurance and mutual funds for a major insurance organization. Successful investing consists of the following: 1. Identify investment goals consistent with individual risk tolerance. 2. Develop a diversified portfolio allocation plan across broad investment categories. 3. Identify promising, specific types of investments based on past history, present performance, and future expectations. 4. Use the abundance of available data on the internet and elsewhere to select specific exchange-traded funds, mutual funds, stocks, etc. 5. Construct a diversified investment portfolio that reduces calculated risk and increases expected return. 6. Monitor the investment portfolio and take appropriate actions if adjustments are warranted. The purpose of each post is to discuss topics relevant to one or more of these steps and, over time, to cover aspects of every step in the investing process.