Terry J. Atzen is an author, entrepreneur, world traveler, financial/life strategist, supporting partner, father, grandfather. After earning his way through college he served his country as a Naval Line Officer aboard a heavy cruiser before entering the business world. Terry has a broad and diversified background of nearly fifty years in both the pharmaceutical industry and the financial services industry. His focus during those years was in sales, sales training and consulting. From the beginning of his business career he has gained individual recognition for his performance with all of the major Wall Street firms that he has represented, including Merrill Lynch (President’s Club), E. F. Hutton (Financial Planner of the Year) and Prudential Securities. He served as Senior Vice President and Branch Manager for the Los Angeles firm of Bateman Eichler, Hill, Richards where the firm benefited from his managerial skills. Atzen also had his own investment consulting firm, Atzen & Associates, Inc., in Portland, Oregon. In addition, Mr. Atzen is an instructor with Mindglo, a Portland Oregon company that offers Adult Education and Lifelong learning courses, where he teaches the principles offered in his ebook, The Investment Compass-Empowering Yourself in Today's Market. Currently, residing in Montana, Terry continues his interest in trading commodities and writing his newsletter, The Investment Compass Updates, empowering investors for today’s market.