I have been competing against thousands of other investors from all over the world during the last 6 years on Marketocracy. My model portfolio was recently (03/31/2009) named to the top 100 for its 5 year performance. I am aware of no other mutual fund that has performed better than the stocks I have selected during the 5 years ending 12/31/2008. Here is the link to my public page on Marketocracy: http://www.marketocracy.com/cgi-bin/WebObjects/Portfolio.woa/ps/FundPublicPage/source=OhBlHcNdDoEjDaPbMaKiAbDd. The stocks that I invest in work. I manage money for individuals in 16 states. The real service that I offer to my clients as a financial advisor in today's Internet-centric world isn't the "product." It's me and my ability to truly make a difference in their lives. It's the questions I ask my clients rather than the products I recommend and manage that ultimately distinguish me in this marketplace.