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Thomas Jowers'  Instablog

Thomas Jowers
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The author is an entrepreneur and investor.
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The Atlas Company
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  • FOREX.... Is It For You?

    If you are the average investor that has a day job, the answer is simple....NO!


    Forex - FX -
    The market in which currencies are traded. The forex market is the largest, most liquid market in the world with an average traded value that exceeds $1.9 trillion per day and includes all of the currencies in the world.
    There is no central marketplace for currency exchange; trade is conducted over the counter. The forex market is open 24 hours a day, five days a week and currencies are traded worldwide among the major financial centers of London, New York, Tokyo, Zürich, Frankfurt, Hong Kong, Singapore, Paris and Sydney.
    The forex is the largest market in the world in terms of the total cash value traded, and any person, firm or country may participate in this market.

    Basically you exchange one type of currency for another currency Ex: Dollars to Dinars. You then hope that the price of a Dinar rises so that you can trade it back in for more Dollars than you first bought the Dinars with in the first place.
    The Problem: Most FX trading platforms wont let you open an account for less than $10,000-$50,000. FX is a game of hair-thin margins. If a Dollar is currently worth 82.442 Algerian Dinars, you have to hold the Dinars until your investment increases enough that when you trade them back into Dollars that you are able to make a profit AND cover your fees! This is great for the Large investor because he can turn $100,000 into $101,000 if Dinars raise to 82.452, if you did this with an small $10,000 investment you would only clear $100 before fees. Do you really want to invest $10,000 for $100. That is why you must have the time to watch FX prices like a hawk and always have your finger on the "Sell" button!

    I tried this the hillbilly way buy purchasing the New Iraqi Dinars on eBay. I purchased over $250,000 Iraqi Dinars for under $300. I thought I was going to get rich. Turns out that is worth about $215 today. I have had these for about 8 years now! I've lost money at this point, but as a lesson, I still have all of the Dinars in my desk drawer as a reminder to do my research first!

    Quote of the Day:
    I cant remember where I heard this quote but it still works.... The best way to double your money is to fold it in half and put it back into your pocket!

    Have you had success in FX or had a bad experience? Let me know... on twitter at and on facebook at Dont forget to visit my website at

    Aug 10 8:46 PM | Link | Comment!
  • Social Shopping and Apps Just in Time for the Holidays

    Social Shopping and apps/sites that help you get discounts could come in very handy this holiday season. We no longer have the Bing Cashback program to help us but many sites are taking up the slack.

    I recently took a mini vacation to San Antonio Tx, and a business trip to Odessa Tx. I was able to use some of these companies to save money.

    First, to take the place of Bing's Cashback program, Ebay has stepped up with their ebay Bucks Program, I have already used this a little and have saved some money with it. So when you need to do that Christmas shopping, click on over to Ebay first and check their prices.

    I relied heavenly on Foursquare to start my decision making on places to eat, Twice we went to Chilis because we got free Chips and Salsa with our late night drinks. Foursquare already has 4+ Million users. You can find me on Foursquare at

    Groupon has not made it to my city yet but I have seen the groupon features on ebay. It looks like people can Amazing deals on certain products. Again, I have not used it yet, but am looking forward to it.

    Also, you can get amazing one day only deals at Woot was recently purchased by, so I am looking for them to really push Woot during the holidays.


    Disclosure: long MSFT
    Nov 07 7:33 PM | Link | Comment!
  • Needs more Cowbell.....

    Believe it or not but I think Martha Stewart is a genius.  The only thing is that I think she is selling her company short.  Last quarter MSO lost money....It is mainly a content do you lose money....?

    Martha Stewerts Omnimedia currently operates the following divisions:

    Magazine Publishing
    Book Publishing
    Internet Publishing
    Broadcasting (TV and radio)

    I saw the Martha Pet Line at Petsmart the other day...looks great!

    I was very happy to see MSO purchase the media and merchandising company from Emeril Lagasse in 2008. 

    I personally think Martha has a lot more to offer and needs my help.  Here is what I would do to truly expand the company.

    First, Martha dear, you are not going to live forever...just like you did with Emeril...lets add a few more faces to the company.. lets diversify.  Lets add a new chef to go with Emeril, an interior designer, a financial guru, a landscapist and a green expert...etc....
    Each one of the new faces of MSO could have their own magazine, tv show, books, merchandise, and websites..

    Lets start with the new chef...they need to be younger than Marth and Emeril...What about Sunny Anderson...?  How would adding yet another cook to the franchise help MSO....
    1. Younger Demographic
    2. She already has a TV Show
    3. Different line of Merchandise
    4. Possible new cooking magazine (combine Martha, Sunny, and Emeril into a more contemporary magazine)
    5. Cookbooks 

    A New interior designer...I really dont keep up with interior designers but I see another like of furniture that could be marketing and maybe another TV show on HTV or something, and of course, more books.

    A financial guru.   This would be a great place for MSO to expand.  America needs a down to earth person de-mystifying personal finance...How to save money, cut expenses, explain financial terms...etc....
    Again...books, tv show...merch...magazine..paid email subscription for stock info...etc...

    A Landscapist....hey..most people that have a house care about how their yard to take care of plants in the house...there use to be a guy on HGTV that had gray hair and a beard...I think his name was Paul...He would be a great addition to the MSO empire..
    Mags...TV show...Books...Merch

    A green expert...This is a person that helps the everyday person cut back on electric bills, how to recycle around the house...crafts for reusing items...again, books, tv..merch

    I know that Martha already has her name on many of the products that these people would be hawking too...but each person could use a different retail outlet to market these products...Emeril and Martha already have Macy's..but who has Nordstroms...?  Martha has Home Depot...but what about Lowe's? 

    Dont get me wrong...Martha could be doing more too....I would like to see Martha (who has 90% of the voting stock) own at least 2 shows on the OWN (Oprah Winfrey Network)  It would put her brand out there even more!

    I would also like to see more things been done online...Maybe MSO needs to make a few small acquisitions of internet properties to increase traffic...What could be bought?  What about for sale...Lets see MSO turn this into a blossoming niche site for everything green...when to plant for getting rid of pests...etc....

    I also want to see a line of food products from Martha...Emeril already has this...I want to see Martha Seasonings...Marinades...Frozen Cookie Dough....I want them to be sold at Whole Foods or something...Not Walmart..Lets protect the brand a bit.

    Okay...for the naysayers...Martha is about cakes, cookies, and crafts...not personal finance...Hogwash...MSO is about content and licensing deals...MSO would just be leveraging different people they way Martha does Emeril and herself...

    What about finding talent in other countries and letting them have their own shows in their respective countries? 

    Okay...there are my 2 cents....Martha if you are reading this...I am looking for a career change...would love to help MSO as an idea/creative guy.  Just saying.

    I own and am long MSO

    Disclosure: Long MSO
    Aug 13 12:23 AM | Link | Comment!
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