I’ve put a lot of thought into planning my personal finances, and you can gain the benefit of my insights through my posts here and on www.thoughtsworththinking.net. Like just about every personal investor, I was shocked by the financial crisis that emerged in 2008, and I have found the impetuous and often contradictory opinions expressed by so-called professionals on markets and the economy to be largely unhelpful. I have come to the conclusion that many (but not all) of the professionals lack the objectivity and perspective to speak credibly about the future.

Having put about as much work as anyone of normal means could expect to do in planning their personal finances—as well as having a Master’s degree from the London School of Economics where I studied the relationship between politics and the world economy—I can offer a perspective that has value to the investment community, and especially to the personal investor. I don’t expect or recommend that anyone accept my opinion as sacrosanct, but as one of many perspectives that can add value to a studied investment decision. My goal in every article or opinion I offer is to provide something—whether a fact or argument—that you will not be able to find anywhere else, using the experience and research capabilities I bring to the table.

The information I provide on this web site does not constitute professional investment advice, and should only be used in consonance with all available information, including the opinion of a professional adviser, to make an investment decision.

I may be contacted at comments@thoughtsworththinking.net.

Please visit www.thoughtsworthinking.net

About me

I am an attorney in an area of practice where for professional reasons I do not address my legal career in conjunction with this website or www.thoughtsthinking.net. I live in the metropolitan area of Washington, D.C., where I was born. My academic credentials are as follows:

Bachelor of Science, Gettysburg College, 1985

Master of Science, London School of Economics and Political Science, 1986

Juris Doctor, George Washington University, 1990

Executive Education:

Senior Executive Seminar, Carnegie-Mellon University, 2007


Senior Executive Fellow, Harvard University, Kennedy School of Government, 2009