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Todd Johnson
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Updated: 09.01.13 Helping Investors Generate Monthly Dividend Income A. Dividend Lab 30-Day Free Trial: B. Products: Hello, My name is Todd Johnson. Iā€™m a family man, sports fiend, health nut, technology buff, long-time stock investor... More
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  • 401k Or Retirement Plan: Hedging Against The Downside

    401k Or Retirement Plan: Hedging Against the Downside

    Please register for the free Dividend Lab Webinar: Hedging 401k/Retirement Plan Against Financial Loss on Sep 26, 2013 3:00 PM MDT. Ask Alex @ for info. TJ


    Hi folks,

    How to Subscribe

    If you are interested in learning more about the option group, please email Alex at or post on the You can subscribe for a 1-year subscription at I encourage folks to listen to a free webinar and learn a bit more before subscribing. Anything in life requires effort - and this does require effort. Sorry Bogleheads.

    Learning the below blue text can result in a "congratulations" to your retirement versus a "sorry, you don't have enough money in your retirement account".

    (click to enlarge)

    ***One key way options can benefit working folks is by learning how to hedge your 401k portfolios; how to hedge your retirement accounts: the equity portion and not the cash.

    These basic hedging tools provide you the piece of contributing to your retirement plan but hedging in another account. This will prevent anyone from losing 38% in 2008 (SP500 or losing more than 15-25% in a market downturn.

    This prevents you from avoiding the stock market due to market downturns of years past. - but invoice in equities with a known hedging strategy. This is similar to our $ETJ portfolio but I believe most investors can stand a 20% market downturn in their retirement plans. This prevents the hedging from being cost-prohibitive. I try to make the cost neutral. This will allow you to be more "aggressive" in your 401k/retirement plan.****

    (click to enlarge)

    Common Questions for 401k/Retirement Owners who Want to Avoid Financial Losses

    1. Is it easy to hedge your 401k or retirement plan? Yes.

    2. Do I have to learn something new or "work" to ensure my 401k/retirement doesn't lose money? Yes.

    If you prefer to own a 401k/retirement account and accept a down 38% in 2008 - or whatever the future holds for us - then you can continue to do what you have done through this point in life.

    You are responsible for your 401k/retirement plan. The plan operator is a long only program - and aimed at Joe Sixpack type investors. There are other ways to avoid stock market losses other than going to "cash" in your retirement plan.

    3. Why doesn't my 401k/retirement administer do this for me? I don't know - it takes effort. You can ask them why they run a "long" only 401k/retirement plan for you -- and does nothing to protect you from downside events.

    4. Who is this not for? For anyone not willing to take the time to learn something new; for those who don't care if their stock holdings go down in value; for those too busy to not learn how to protect your 401k/retirement account.


    Future Dividend Lab Option Webinars

    This will be an option group member only meeting, but everyone is invited to listen in. We will discuss our option positions, hedges, and income strategies.

    In the future the option webinars will be open to option group subscribers only.


    Please register for Dividend Lab Webinar: Hedging 401k/Retirement Plan Against Financial Loss on Sep 26, 2013 3:00 PM MDT>

    How to Register for the Free Webinar: email Alex at, or go to and subscribe to the Big Deal.

    Sep 24 9:11 PM | Link | 1 Comment
  • "Dividend Lab Webinar: Aug 28th 3:00 PM MST - 4:30 PM MST"

    This is a reminder that "Dividend Lab Webinar: Aug 28th 3:00 PM MST - 4:30 PM MST" will begin in 1 day on:

    Wed, Aug 28, 2013 3:00 PM - 4:30 PM MDT

    Add to Calendar

    Please send your questions, comments and feedback to:

    How to Join the Webinar

    1. Click the link to join the webinar at the specified time and date:

    https://global.gotowebinar. com/ojoin/6641659713864562176/ 747627569982424581

    Note: This link should not be shared with others; it is unique to you.

    2. Choose one of the following audio options:

    When the webinar begins, you will be connected to audio using your computer's microphone and speakers (VoIP). A headset is recommended.


    If you prefer to use your phone, you must select "Use Telephone" after joining the webinar and call in using the numbers below.
    United States
    Toll: +1 (516) 453-0031
    Access Code: 338-897-587
    Audio PIN: Shown after joining the webinar

    Webinar ID: 154-411-843

    Aug 28 4:59 PM | Link | Comment!
  • Dividend Lab Webinar: 3-Hour Portfolio Q&A; Hedging Strategies; Profit Taking

    08.21.13 evening

    Hi Folks,

    I typically keep the weekly conference calls to 90-minutes. The replay is available on Dividend Lab. I am 100% pleased with our hedged portfolio. We are banking coin.

    (click to enlarge)

    I spent 90-minutes going over every position.

    (click to enlarge)

    1. Incyte Corporation (INCY)

    We had a synthetic long position on $INCY. I will be sending out a "take profits" alert tonight. They had great pancreatic news today.

    2. ETJ, ZTR, JMI: Phillip Goldstein

    I addressed my communication with Mr. Goldstein - that I could speak of. I am making adjustments based upon these updates.

    3. Equity Portfolio Protection. Interest Rate Protection.

    I addressed how we are hedged on stocks and interest rates. I discussed the MLP risks - and proactive measures.

    (click to enlarge)

    4. Focus upon Right Sectors. Focus upon Dividend Growth, Stock Spinoffs, Special Situations.

    I highlighted how we are positioned - to make money period.

    5. I will send out weekly call/put adjustments tomorrow for weekly income.

    This income is for hedging costs and/or money to book as profits.

    Thanks for everyone who called in. The webinar is on the forum to listen tomorrow.


    (click to enlarge)

    Aug 21 8:46 PM | Link | Comment!
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