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First, please note that ABK and MBIA are not required to post collateral. AIG's problems stemmed from the fact that they were required to post collateral at market prices.
Dec 26 17:27 pm
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All Comments by Tom Armistead »AIG Now Fed's Vehicle for Buying Toxic Assets [View article]
Neither Ambac nor MBIA is in any danger of insolvency and their commutations have been arm's length negotiations. Commutations involving SCA were done under threat of insolvency with Dinallo as a factor.
The AIG transactions have made the insured parties whole, which is the intention of insurance. The difficulty is that the Maiden Lane III facility, where the CDOs are to be held to maturity, pays 5/6s of the recoveries to the Federal Reserve. The result is that AIG gets almost no benefit from the expected reversion of mark to market losses - most of that goes to the Fed.