Earned a bachelor's degree in physics from the University of Pittsburgh before deciding to switch gears and pursue a career in the financial field. I went on to earn an MBA, also at the University of Pittsburgh. I worked for nearly three decades in the investment business, including nearly two decades with Charles Schwab & Co. While at Schwab, I worked both as a broker and as a trading supervisor. While at Schwab, I wrote the daily pre-market opening update for the entire MidAtlantic region. This task was given to me because of my vast knowledge of and years of experience in researching all markets - stocks, bonds, currencies, commodities and international markets. After leaving Schwab, I became a fulltime investment writer. Currently I write five articles a week for two prominent investment newsletter websites.