With more than 15 years of interest and experience in financial markets, I dare to say I have learned that the obvious is not always true and the multitude is often wrong. Still the markets always tend to provide hints and directions. Learning to listen, see and act happens to be the hardest part. Success in Stock and Forex markets requires labor and learning. The rewards could be great as well as failures. And they are almost always a single man (or entity) game. I'm open for business in the investments and finance field so if you have an offer, please contact me. ===N.B.=== Disclaimer: Each of my articles is considered to be a Research Material and reflects my personal opinions as at the date of writing. As a Research Material the article is an expression of an analytical and educational point of view towards the economy on the macro and micro level, stock exchanges, trading strategies, FOREX market, currency levels, stocks or any other investment or financial instruments I am examining or writing about, it is not and should not be used as an offer or solicitation to buy, sell or in any other way trade securities, commodities, currencies or any other financial instrument, it is not a personalized investment advice, and constitutes no contract between me and the readers or publishers of the Research Material. Moreover, any past results are not indicative of future results. Investors and readers are encouraged to seek professional advice on their investment intentions and their particular situation. The author of each article ("Research Material") is not responsible and accepts no liability to any party for any actions or lack of actions and any results, including any form of loss, arising in any way from acting upon the Research Material. All parties reading this accept that they act or do not act by their own will and they will not hold the author of the Research Material liable for any of their results. End of Disclaimer /===N.B.===
Young investor, 21. Devoted to building a portfolio of quality dividend stocks, while pursuing growth investments through ETF. While enlightening my peers to pursue this quest to empower their wealth now instead of later.
“Compound interest is the eighth wonder of the world. He who understands it, earns it ... he who doesn't ... pays it.”
― Albert Einstein
Retired investor employing mainly a dividend/dividend growth strategy to generate increasing supplemental income for self, wife and cats. Secondary goal is capital growth to enlarge the investment corpus. Long only.
About to be ex-self employed. I have spent the last 30 yrs. buying health insurance and retirement investments. I have a lot of experience making mistakes. I am the #2 worst speller in the world. I hope to spend retirement with an RV and boating.
As an after thought, the best thing I ever did was mary my wife 43 yrs. ago.
I am a semi-retired Systems Engineer and Project Manager of Spaceborne Remote Sensing and Weather Instruments which I have been designing building and testing for 37 years. I have worked as a technician, staff engineer, department manager and project technical director for large aerospace companies and well as as an independent contractor and most recently as an employee of a small contracting/consulting company directly supporting NASA, NOAA and NIST projects. I have a degree in Physics and completed undergraduate coursework in business administration before switching to physics.
I have been self managing my portfolios since late 2008. I have multiple 401Ks, IRAs, a SEP and an after tax brokerage account. These accounts are with Vanguard, Fidelity and Charles Schwab. I rolled a pension with a 5 year payout period (60 equal installments) into an IRA from Dec 2008 - Nov 2013.
The present 2016 total portfolio value is over 2 times my total pension rollover amount. My 401K and IRA investments are a mixture of Foreign, Domestic and Bond mutual funds as well as Foreign and Domestic pure growth and dividend growth stocks in accordance with my portfolio "business" plan.
My annual dividend income is nearly enough to cover all of our living expenses now. While my dividend income is running about 2 years behind my plan of achieving 80% of my 2008 income by the end of 2014 my average total return is within 1% of the S&P 500 over the past 6 years as of Sep 2016.