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Hospitals to Underinsured: Pay Upfront

AmericanSphinx: Please explain how you acquired your health insurance. Was it through employment? Did you have to go through medical underwriting? I think it is important to understand whether a person who is critical of healthcare reform is so because they are guaranteed access to insurance already.

As for cost, part of the purpose of any consumer oriented health insurance is for the insurer to negotiate rates for services for their customers. Then the insurers and policy holders pay their portions based on the insurance contract.

The WSJ was not specific as to whether the hospital was “in network”, the rejection of the insurance was based on the policy limit.

Lastly, the hospital asked for payments in advance without the patient being able to approve each service on a line by line basis. Have you ever bought any other service by writing a blank check?