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Winning Formula  

ABOUT
Retired Financial Analyst with an investment plan derived from Charles D, Ellis' book "Winning The Loser's Game". My "Winning Formula" is basically a three-bucket approach with a non-discretionary spending bucket, a discretionary spending bucket and a long-term investment bucket. My non-discretionary spending bucket holds one year of either cash or anticipated dividend and interest income. My Discretionary Bucket is funded by occasional sales of 25% of my future capital gains at portfolio highs, which are then held in either cash and/or a short-duration bond fund (SCHP/SCHZ). My long term investments are invested in a low-cost broad market index ETF (SCHB) with a 0.04% expense ratio. The plan will ...More

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SNAPSHOT
  • Description: Retiree.
  • Interests: Dividend stock ideas & income, Retirement savings, Stocks - long
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BLOG
Winning Formula's Instablog My Seeking Alpha articles, instablog and comment stream documents my path to developing my "Winning Formula" for funding my retirement spending. The path has gone from a broadly diversified portfolio, to 100% equity indexing, to dividend growth investing, and now back to nearly 100% equity indexing with a ...More
LATEST STOCKTALK more »
My 2014 Investment Plan And Screening Method $XOM, $JNJ http://seekingalpha.com/p/1qs7l May 20, 2014