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More on the plunge (worst since 1986) in the NFIB small business index: "Something bad happened...

  • Tuesday, December 11, 2012, 7:50 AM ET
    More on the plunge (worst since 1986) in the NFIB small business index: "Something bad happened in November ... and it wasn't Hurricane Sandy," says the NFIB's Bill Dunkelberg. A "stunning number" of owners expect conditions to worsen over the next 6 months." Note: The NFIB excluded responses from those in Sandy-affected states from the final tally.
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This news story has 23 comments:

  • Almost half the voters were disappointed with the election results. This is a predictable emotional reaction, but in the end it's not going to alter actual behavior all that much. It's like having your team lose on Sunday; you're unhappy, but you still go to work Monday.
    11 Dec 2012, 08:03 AM Reply Like
  • Interestingly enough, while "almost half" of voters were disappointed, the disappointed percentage among those who provide the jobs was far higher than almost half. Ultimately though, ya do still gotta work.
    11 Dec 2012, 08:52 AM Reply Like
  • No matter how far this freak bernank goes with digitally printing money, it has not changed the fact overall demand is just not there. Artificially manipulating the system can only last so long. $55 trillion and growing total debts and record low rates is a potential disaster if interest rates rise especially as govt debts are shorter and shorter durations.
    11 Dec 2012, 10:28 AM Reply Like
  • Ham:

    "...overall demand is just not there..."

    If that's so, then, who's doing all that retail spending, buying all those cars, making all those record corporate revenues and profits?
    11 Dec 2012, 10:55 AM Reply Like
  • in general demand is weaker, but do agree the dynamics of the auto business look good right now pent up demand due to age of car fleet and easing loan qualifications. actually just bought one with 0.9% financing (1st time)...free money! unfortunately had discussion with finance guy at dealership he showed me the person before me paid 19.99% rates (25k financed nearly 5k interest a year)!! The interest alone was close to the monthly payment. $500 a month payment. Get this one the guy bought a more expensive car than me. Cars are not like houses. Do not pay in timely fashion and the repo-man comes a calling Not like the bloated corrupted housing market.I am really negative on fiscal and monetary policy.
    The trick dealerships are using is they are marking up msrp so when u negotiate lower it is from an inflated msrp price.
    11 Dec 2012, 11:11 AM Reply Like
  • Tack, please look beyond the headlines before forming your opinion. In truth, retail spending has not recovered to even the levels of 2007, much less grown. Even a brief look at the share price performance of leading retail stocks over the past month will provide further evidence. Sadly, many of us allow the biased reporting to form our thinking rather than form our own conclusions based on facts.
    11 Dec 2012, 12:51 PM Reply Like
  • Cal:

    http://bit.ly/TT6xd2

    http://bit.ly/VAPSbp

    http://bit.ly/TT6y0I;endDate=

    The media always focuses on the underdogs, the "disadvantaged," the unemployed, the foreclosed, the underpaid, etc., ad nauseum. After a while, people start to get the idea that everything is terrible and nobody is doing well. When investors allow this mindset to creep in, they make poor decisions.
    11 Dec 2012, 01:26 PM Reply Like
  • @Tack: Are you a small business owner? Have you ever been a small business owner?

    Yes, there's the optimism that gets you to survive in the face of adversities, but year after year all we ever get is more government, more regulation, more taxation and fees, and a central planning nightmare that will take years to unravel (or a revolution). Get real.
    11 Dec 2012, 02:19 PM Reply Like
  • You clearly don't know much about Tack.

    You should get real.
    11 Dec 2012, 02:30 PM Reply Like
  • Weak reply, tack#2
    11 Dec 2012, 02:39 PM Reply Like
  • White:

    I am retired. I was both an executive and an entrepreneur, and I come from a long family line of independent business owners. I, also, don't support anything that's going on in Washington, presently, or the trend we've been on for several decades, in fact.

    Now, having said that, I don't allow it to cloud my judgment about how the economy is doing, overall, and what the likely consequences for the markets are. It's always self defeating to allow personal pessimism to impact one's outlook, especially when it comes to investing.

    Therefore, I am not sure I understand your point. Yes, we both agree that Washington makes life tougher. Does that mean it's the end of the world and everything will fail in short order and one should just hunker down and wait for it? Those that have adopted that view have suffered a severe economic penalty.

    My comments are directed toward investing, not running a small business. It's better to make investment decisions based on data, not emotions and political views.
    11 Dec 2012, 03:12 PM Reply Like
  • Tack,

    I appreciate your comments and the explanation of your thought process. However, will the small businessman (like my friend the electrician) care to go through the efforts to expand or will he tailor his business plans to what is the least aggravating and settle for business as it is now (or maybe a little less)? If he does (multiplied by tens of thousands), will their lack of new employment opportunities hamper demand? In my seven decades I don't ever recall this much concern on Main Street about what is happening in Washington. When you're tailoring your business plans to changing regulations instead of the change in your customers desires, the historical measurements may not hold. Just trying to keep an open mind and invest accordingly.
    11 Dec 2012, 04:14 PM Reply Like
  • "Something bad happened in November "....Obama was re elected.....duh!.....g... for business.....not
    11 Dec 2012, 08:32 AM Reply Like
  • If you just look at election and stock market statistics the second term of a president tends to be worse than the first with a few exceptions such as Ronald Regan who turned around the economy by getting tough on inflation in his first term and then running up a massive defense led deficit.

    As for what is happening here, I think it's pretty clear to those in business that the business cycle will turn down in 2013 whether or not the fiscal cliff is hit. Of course, if it is hit then the defense industry will get it on the chin, but there is strong arguments that the defense industry's level of spending is inefficient and unsustainable. This also goes for most all government spending and is why the deficit is expanding faster than the economy.
    11 Dec 2012, 11:17 AM Reply Like
  • "Ronald Reagan who turned around the economy by getting tough on inflation" Actually, thank fed chief Volcker for getting tough on inflation. (Appointed by Carter).

    btw, the economy seemed to do just fine during Clinton's second term.
    11 Dec 2012, 11:55 AM Reply Like
  • In Clinton's second term the Republicans held both Houses of Congress. By the way, Congress passed a budget in all four years of the Clinton second term, as well as all four years of his first term. The current administration, with Democratic majorities in both houses, was not able to pass even one budget. Anyone care to guess why small business expects economic conditions to worsen?
    11 Dec 2012, 12:58 PM Reply Like
  • The first congress under Clinton was not Republican (the next three were). Since all 8 years delivered budgets, I guess we can conclude it wasn't congressional control that mattered.
    12 Dec 2012, 09:27 PM Reply Like
  • The "something bad in November" was small businesspeople learned that their taxes are going up and they are going to have to work until they die in order to fund entitlements, public employee retirements, and interest payments to China.
    11 Dec 2012, 12:47 PM Reply Like
  • While all of that is true, it doesn't explain why they learned about it only in November. It's been obvious for years.
    11 Dec 2012, 01:06 PM Reply Like
  • bear - Hope springs eternal.... I'm always "hoping" that the general public will wake up and realize we need to gut our federal government's spending. Election results just brought those hopes back down to earth.
    11 Dec 2012, 01:59 PM Reply Like
  • Unfortunately small businesses will eventually get used to the new norm and sentiment will improve. But the underlying burdens will continue to make it harder to compete in this ever shrinking world; poorly drafted regulations which are difficult for the common small business owner to understand/follow (reduced productivity/added cost/entry burden) also a complex tax system which favors (and I would argue subsidizes) both large capital entities, (who have the resources/ ability to move/shift capital), and the growing entitlement class.
    In my opinion the dominant political class has determined that the recipe to their election success consists of the money from large capital combined with the votes of the entitlement class. I believe the political class will continue to cater to those groups and govern in what they see as their best interest.
    11 Dec 2012, 01:40 PM Reply Like
  • There is no doubt your correct in terms of competition between large capital and small. Large capital uses regulations as a competitive advantage as they can hire buildings full of paperpushers while the small businessman cannot.
    11 Dec 2012, 02:01 PM Reply Like
  • The world ends on 12/21 (just ask the Mayans!). Clearly, small business owners are looking forward a month to a world without people (and thus without any revenue/profit/employe... Small wonder they're sad. The real question is, how do you invest for the apocalypse?
    11 Dec 2012, 03:55 PM Reply Like
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