For the past 3 weeks until now the stock market globally has been headed down. Now when you hear a global bear market you would think that something horrible is about to happen but its not, what is causing that is a little slowing in China and the big debt crisis in Greece. But the stock market is recovering, as shown by today, and will most likely show gainings for the next 2 weeks as investors start to feel more comfortable with a stable market. The reason sometimes investors are afraid of a stable market is if it or I should say when it falls again, they won't feel prepared. But all investors have to do is have a plan and then they will be fine.