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Zach Tripp
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Certified program manager (PMP) with a background in engineering. Fundamental investor who's portfolio consists of buy-and-hold dividend growth companies, growth companies (short-term) and index fund portfolio management (retirement / long-term savings).
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  • Fidelity 7Twelve Diversified Protfolio 3 comments
    Jul 5, 2014 1:28 PM | about stocks: VOO, VO, VB, VNQ, VWO, VXUS, BNDX, TIP, BND

    Over the years I have developed several diversified portfolios. I have developed a very good portfolio in regards to diversity. I keep going back and forth of percentage weight of each fund (not trading, but debating with myself the proper nominal).

    Then I came across 7Twelve: A Diversified Investment Portfolio with a Plan by Professor Craig Israelsen of Brigham Young University. Good news, our portfolios were very, very similar (probably because we have both read the same investment books on asset allocation). The light bulb that 7Twelve turned on for me is to equal weight the portfolio.

    Here is my Fidelity version of his portfolio:

    (click to enlarge)

    Here is the Morningstar Style box for the three US funds:

    Here is the Morningstar style box for the two international funds:

    Here is the country break-down for the two international funds:

    Here is the entire portfolio:

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Comments (3)
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  • skyraider
    , contributor
    Comments (449) | Send Message
     
    I use the Vanguard fund plan by Dr. Israelsen. I think that his approach is excellent and has produced very positive returns for me over time. I use it for my core portfolio.
    sky
    5 Jul, 08:24 PM Reply Like
  • Zach Tripp
    , contributor
    Comments (390) | Send Message
     
    Author’s reply » Thank you for reading my post. I have a Rollover IRA already with Fidelity (bug fan of Vanguard, that is where by RothIRA and other investments live). I am glad it is working well for you. My Fidelity account has a very similar asset allocation, I am taking this chance to equal weight everything and switch as many funds as possible to index funds...
    6 Jul, 09:33 PM Reply Like
  • skyraider
    , contributor
    Comments (449) | Send Message
     
    Zach,
    I use the ETF Vanguard investments rather than the mutual funds. No cost to buy, able to see prices and direction during the day when re balancing, and many of them are just another share class for the mutual fund. I do a little tinkering with some of the holdings such as using VB for VBR and using EEMV in place of VWO. Also I added VSS in addition to the holding of VEU for overseas.
    I have been adding to my holdings over time but keeping the allocation equal. I must admit that I am using the Vanguard money market account instead of bond funds for the fixed income portion of the allocation. Just not comfortable with bonds at the moment. Realize this does not follow the true letter of the plan.
    sky
    7 Jul, 05:07 PM Reply Like
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