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PersonalFN provides Financial Planning, Investment Planning and Mutual Fund Research and Recommendation services for those looking to invest in India. The services are available on a personalized basis as well as online. PersonalFN provides research based FREE Financial Newsletters (Financial... More
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  • Planning For Your Retirement - 0 comments
    Nov 17, 2010 7:01 AM


    Retirement Planning is what every one should do in life, early you start it will be better for you. Some of us takes retirement planning seriously whereas some of us takes it less seriously than others.

    When you are planning for your retiement there are few simple things that will enhance your chances of Financial Plan, and thus will help you in retire with higher level of wealth.

    Follwoing are 4 simple steps to plan for better retirement:

    1. Set the Goal:  What are your Financial Goal, you need to track what are your expenditure, incomes and what you want to achieve.

    2. Start as Early as Possible and invest as much as you can:  By starting as early as you can, what we mean to say is, start immediately.

    3. Follow your Asset Allocation : Your asset allocation will tell you how much into each asset class (equity, debt, gold) you should be, based on your number of years left till your goal.

    4. Make the Most of Your Tax Saving Investments: Use Section 80C up to the full 1 lakh limit – you can invest into long term instruments ranging from PPF (debt) to ELSS (equity).

    Read More:
    Planning For Your Retirement

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