Well I guess this blogpost can be interested only to myself, anyway....
I left stock market in summer 2008 and parked all money in few FDIC insured CD accounts. The best was 5% 1 year CD from WaMu just in a week before the bank closed doors. I was stupid enough to keep money until CD maturities to avoid penalties. I don't know how big were the penalties, I guess less than 5% and hence much less I can earn if I closed all CDs in beginning of June 2009 when I decided that the bottom is over. Most of my invested money came from matured CD in 2009/10, after this period money came from my income and dividends. The details are in the table below:
It seems that kind of quasi-sinus function appeared after 2010 with local maximums in spring (4/1-6/30) period although I'm not a season worker 8-) and had no tax returns. I'm ready (have cash) for 2014 spring, let see if market will create good bargains.
31 March 2014