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David Crosetti
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I was born and raised in California. I worked in the family business for a number of years and then decided to spread my wings and try working for someone else. My first significant job was with Frito Lay. After a stint in the salty snack business, I transitioned to the beverage industry,... More
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  • Norman Tweed
    , contributor
    Comments (7483) | Send Message
     
    Thank you David Crosetti for a wonderful series on portfolio for do it yourselfers. I bet you are proud that your daughter has become so worldly!
    12 Apr 2013, 12:50 PM Reply Like
  • David Crosetti
    , contributor
    Comments (13438) | Send Message
     
    Author’s reply » Norman:

     

    She suprises even me, sometimes.

     

    Dave
    12 Apr 2013, 12:58 PM Reply Like
  • Norman Tweed
    , contributor
    Comments (7483) | Send Message
     
    Dave:

     

    I think some of this is her generation. They aren't exactly like us and feel more responsibility for the planet. My daughter felt like having children and she has had more children than my wife and I did. In fact, she feels responsible for her extended family's children and their success in school and life. It may be something to be extra proud of, but I haven't had that calling myself.
    12 Apr 2013, 01:06 PM Reply Like
  • PendragonY
    , contributor
    Comments (10940) | Send Message
     
    Thanks Dave,

     

    Looks like I have a lot of reading to do tonight! :)
    12 Apr 2013, 02:18 PM Reply Like
  • David Crosetti
    , contributor
    Comments (13438) | Send Message
     
    Author’s reply » I wish there were an easier way to do this, but this is all I could come up with, other than writing a book that no one would buy.

     

    Dave
    12 Apr 2013, 02:41 PM Reply Like
  • PendragonY
    , contributor
    Comments (10940) | Send Message
     
    Dave,

     

    You sell yourself short, I think lots of people would buy a book on this. And with e-book self publishing you could do it fairly easily.
    12 Apr 2013, 02:56 PM Reply Like
  • Miz Magic DiviDogs
    , contributor
    Comments (5138) | Send Message
     
    Isn't it delightful to see how our children turn out as adults? :)

     

    I'm so looking forward to working with my daughter on starting her investing career this year, plus being closer here in the next month or so!

     

    Miz
    12 Apr 2013, 02:23 PM Reply Like
  • David Crosetti
    , contributor
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    Author’s reply » Miz:

     

    It is a delight. Especially when they do things right. Not that it's been all peaches and cream. But, compared to many other families, I can't complain.

     

    Dave
    12 Apr 2013, 02:42 PM Reply Like
  • Miz Magic DiviDogs
    , contributor
    Comments (5138) | Send Message
     
    Yep, I feel the same way about my family. Love 'em to death & can't complain. :)

     

    Miz
    12 Apr 2013, 06:02 PM Reply Like
  • David Crosetti
    , contributor
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    Author’s reply » Miz:

     

    Amen!

     

    Dave
    12 Apr 2013, 08:40 PM Reply Like
  • cheryl1028
    , contributor
    Comments (156) | Send Message
     
    David, she will be in my prayers!!!!! Please pass along my best wishes and admiration for her spirit of giving.... I can see where she gets it.

     

    My son use to be a great saver as a kid, now as an adult he wants to live his life now!!! He does own free and clear 10 acres a 6000 sq ft home, RV, shop....which is full of toys. But darn if I can't get him to save. He's not waiting for inheritance, he wants me to spend every last penny and enjoy my "golden years".......I'm working on my daughter in-law and this series will be printed and given to her.
    Please keep us posted on her actual trip days so those of us who would like to can keep her in our thoughts and prayers....
    12 Apr 2013, 05:11 PM Reply Like
  • David Crosetti
    , contributor
    Comments (13438) | Send Message
     
    Author’s reply » Cheryl:

     

    I really appreciate that! They are going to be staying in Nairobi and travelling to an orphanage that this group has built to educate the kids. They've bought the folks there cows and chickens to help them be a little more self sufficient and will be digging a new well this trip!

     

    Dave
    12 Apr 2013, 08:39 PM Reply Like
  • rnsmth
    , contributor
    Comments (3337) | Send Message
     
    I enjoy reading about your children.

     

    Thank you.
    12 Apr 2013, 08:43 PM Reply Like
  • David Crosetti
    , contributor
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    Author’s reply » R:

     

    I enjoy talking about them!

     

    Thank YOU.

     

    Dave
    12 Apr 2013, 08:54 PM Reply Like
  • rnsmth
    , contributor
    Comments (3337) | Send Message
     
    Please do keep writing about them

     

    We raised a son who did not make to his 20th birthday. He was around for the start of my investing history - the ugly saga of the Internet Infrastructure fund, aka how to go from $1000 to $350 in not too long a time period :)

     

    We enjoy the grandchildren of our friends and we enjoy our great-nieces and nephews. We miss not having grandkids of our own.

     

    We're skipping a generation. Those kids will get our dividend growth portfolios when we die :). I am not sure it will be good for them to receive that gift, but that is our inclination now.

     

    Our son, it was 14 years ago on his mother's birthday. Life does, after all, go on, but it is different. It is good again, but there is a bittersweet overlay to the goodness.

     

    Keep on writing about those kids, and your grandkids when they appear.
    12 Apr 2013, 09:15 PM Reply Like
  • David Crosetti
    , contributor
    Comments (13438) | Send Message
     
    Author’s reply » R:

     

    Life goes on, but it's never really ever the same again. I cannot imagine losing a child. I have a very good friend, who's son committed suicide. No sign of that coming. No note. No explainations. How does a parent cope with that? I don't know. I guess that's where you turn it over to God and hope to do the best you can do and know that it will never be complete.

     

    My sister and I were estranged from one another for 10 years. When she began her decline, we attempted to reconcile, but it was nothing like it was before our falling apart. It was a suprise that she thought about the kids--a pleasant one. I never kept them from her. I just kept myself from her. Not the same, I know, but life touches each of us in different ways.

     

    Dave
    13 Apr 2013, 12:05 AM Reply Like
  • Dennis Anderson
    , contributor
    Comments (398) | Send Message
     
    Dave: great idea to put your list in one spot. I can't say how many articles there are on SA that I meant to go back review, but either forget or lose track. Once the comments stop, they fade away. I know a good number of "young" people who are much like your daughter. They are way beyond me in helping others and creating their own life experience.
    12 Apr 2013, 11:00 PM Reply Like
  • David Crosetti
    , contributor
    Comments (13438) | Send Message
     
    Author’s reply » Dennis:

     

    I had an e-mail from a new SA reader who wanted some insight into my kids and teaching them about finance. I wish there was a more accessible way to do it, but after giving it some thought, I came up with this idea. Now if someone should ask, I can copy the link and send them to the whole series. Not so much for me, but man, I'll tell you--when I started this SA thing, I never thought that it would come to mean so much to me. Not the ego thing, but the connection to people that you don't really know. People who have meant more to me that I am sure I've meant to them. People struggling with the same things that the rest of us struggle with.

     

    What I find remarkable, especially in the world as it seems to exist today, is that squares like me are appreciated and there are a lot of us squares out there. You know, just guys and gals trying to get through life. Trying to make a little bit of a difference. The you get a e-mail or a comment and it really touches you.

     

    I've mentioned faith a few times and I've been amazed at how well that's been received. There are a lot of people with faith on SA. While we are focused on finance and investing the two often fit together very well when it comes to our life's mission.

     

    Dave
    13 Apr 2013, 12:12 AM Reply Like
  • cheryl1028
    , contributor
    Comments (156) | Send Message
     
    " I never thought that it would come to mean so much to me. Not the ego thing, but the connection to people that you don't really know. People who have meant more to me that I am sure I've meant to them. People struggling with the same things that the rest of us struggle with. "

     

    For me David, this has become important to me, too. I understand rnsmth to a degree, l lost my life's partner and still after more than 4 years trying to make it better.....it's not the same at all.

     

    I have known many "journalist....called editors" in my career of advertising sales in the B2B markets......all were quirky not square and I loved to treat them well (as I had expense account and they didn't).....as they were my "go to guys" to understand certain products or industries, your my new "go to guy"......guiding me in stock products and industries...thanks (-:

     

    Reading real world experiences is so informative, educational, and when you respond to commenters question, often a "simple" topic becomes an entire learning module from friends and contemporaries.....please don't stop.
    Cheryl
    13 Apr 2013, 11:37 AM Reply Like
  • David Crosetti
    , contributor
    Comments (13438) | Send Message
     
    Author’s reply » Cheryl:

     

    Thank you for your note! I love responding on my own articles and find that I look forward to getting home to open up SA and see who's commented. I've been blessed to have long comment streams on many of my articles, but it's funny, the ones that don't get a lot of commentary seem to get the most "page views." I don't get it, but....

     

    I found that keeping the thread going is beneficial for me. It helps me to clarify my thought process and at the same time discover issues that other people have and how that can lead to a new article and some great feedback from others!

     

    To be honest, I wish I had more to say about investing, but I don't. I really enjoy Tim McAleenan and his prolific articles. I wish he's slow down a bit so I could savor the things he writes about.

     

    Dave
    13 Apr 2013, 02:23 PM Reply Like
  • Miz Magic DiviDogs
    , contributor
    Comments (5138) | Send Message
     
    Agreed about Tim McA. He is terrific at imparting investing wisdom in manageable bites!

     

    But don't sell yourself short, Dave. You are a superb storyteller. You share how investing has touched your life, and that makes it relatable to the rest of us in our everyday lives. :)

     

    Miz
    13 Apr 2013, 03:47 PM Reply Like
  • Travel4Yields
    , contributor
    Comments (708) | Send Message
     
    Thanks Dave for the links to the portfolio for DIY ..Recently got home from work, so it will be refreshing to read your articles! Also enjoyed reading about your daughter. Great inspiration how she came up with the money! She rose up to your challenge when you threw down the gauntlet.
    13 Apr 2013, 03:09 PM Reply Like
  • Travel4Yields
    , contributor
    Comments (708) | Send Message
     
    I am enjoying reading/re-reading your articles Dave. I am a public servant, and if someone questions something I say, my response is, T I J ...Of course, their response will be, 'what does that mean?' 'Trust in Joe' I tell them ...And I mean it sincerely because when you combine honesty with intelligence, and care for your fellow human being why would we lie. My belief stems from the government bestowing on me a clearance above the standard for which I hold this creed. Honesty rules!
    13 Apr 2013, 03:57 PM Reply Like
  • David Crosetti
    , contributor
    Comments (13438) | Send Message
     
    Author’s reply » You know, the best thing we can do is treat people with respect. Even the knuckleheads. It's not easy, but the other way is just to much like work.

     

    It takes less effort to be nice.

     

    Dave
    13 Apr 2013, 04:03 PM Reply Like
  • Travel4Yields
    , contributor
    Comments (708) | Send Message
     
    Still reading...4 down.....4 to go...Interesting to read the comments from the readers....A year later they are still posting comments and other people have disappeared. I am still waiting, with less money, to start positions in EMR, CL, KMB...Okay, back to reading.
    13 Apr 2013, 04:24 PM Reply Like
  • Cheesehusker
    , contributor
    Comments (403) | Send Message
     
    Dave...as much as I enjoy your financial articles, the story of your daughter is the best yet. Your "investment" as a parent is paying the best sort of dividends. May the wealth of her experiences compound greatly.
    15 Apr 2013, 08:11 AM Reply Like
  • Robert Allan Schwartz
    , contributor
    Comments (20467) | Send Message
     
    Dave, your children are lucky to have you as their father.

     

    Good job raising them right!

     

    Robert
    15 Apr 2013, 01:33 PM Reply Like
  • David Crosetti
    , contributor
    Comments (13438) | Send Message
     
    Author’s reply » Robert:

     

    Had them over the house on Sunday and mom and I did our usual Sunday mid-day lunch. Got to visit with the grandkids and go out back and we had a bonfire where we roasted hot dogs and made smores. Later that night, I snuck a Hersey bar for myself and didn't tell anyone! It was SOOOOO good.

     

    Dave
    15 Apr 2013, 03:26 PM Reply Like
  • Miz Magic DiviDogs
    , contributor
    Comments (5138) | Send Message
     
    That was your provider's bonus. :)

     

    Miz
    15 Apr 2013, 03:47 PM Reply Like
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