The last few months have been terrible on the banks. KBE, the bank index has been on a decline since mid February. I don't blame you for being pessimistic on the banks. There is one small bank that I like, FIBK. This is definitely better than say BAC. Why go with these big banks that do all these exotic stuff that we still have not really gotten to the bottom of. It's most recent high is 14.94 on 7/7/11 and has sinced dropped to 12.47. The stock is poised for a rally. Adding positions to FIBK.