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Health insurers plan to limit the choices of doctors and hospitals offered on their plans

  • Many health insurers are gearing up to limit the choices of doctors and hospitals they'll cover. Why? The cost.
  • Smaller networks of providers generally translate to lower premiums, because insurers can negotiate discounts with health-care providers who will then have less competition for patients within the network.
  • Insurers are betting that consumers who buy plans on the exchanges will be willing to trade some choice and flexibility in order to get cheaper premiums.
  • The backlash is that consumers will generally have to pay the cost out of his own pocket if they want to see physicians outside the system.
Comments (6)
  • SoldHigh
    , contributor
    Comments (1001) | Send Message
     
    Thank Obamacare for this disaster - it's amazing how much the cost is going up. The filthy liar-in-chief promise us lower rates - he lied! Meanwhile, he gives his cronies in congress and the enforcers at the IRS waivers from it.
    15 Aug 2013, 04:05 PM Reply Like
  • 2 0 buckshot
    , contributor
    Comments (2) | Send Message
     
    More Hope and Change to believe in....Forward Soviet!
    15 Aug 2013, 05:38 PM Reply Like
  • Yokyok
    , contributor
    Comments (325) | Send Message
     
    The "disaster" is how "free market capitalism" has created a system that charges double what it costs in any other industrialized country to deliver healthcare results that are less than stellar.
    15 Aug 2013, 08:43 PM Reply Like
  • 6123
    , contributor
    Comment (1) | Send Message
     
    Yokyok, We don't have free market capitalism. We have corporatism, especially in medical care. Government meddling is what has caused the ridiculous pricing.
    15 Aug 2013, 11:23 PM Reply Like
  • SIEANDME
    , contributor
    Comments (25) | Send Message
     
    Hello, I'm calling to find out how much you charge for a colonoscopy?

     

    Do you have insurance?

     

    No. I have cash.

     

    I'm sorry we do not take "Cash" and I can't "Price" the procedure in question. Good bye.

     

    That's the problem with healthcare in America. Its total lack of transparency and pricing.
    18 Aug 2013, 06:22 AM Reply Like
  • SIEANDME
    , contributor
    Comments (25) | Send Message
     
    I have found that "insurance" Companies determine how much a Doctor can charge for a service with the clause " Reasonable and Customary" and which Doctor the policy holder can choose with the clause "In Network".

     

    And this is called a "free" market place? Sounds worst than Government to me.
    18 Aug 2013, 06:30 AM Reply Like
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