Health insurers plan to limit the choices of doctors and hospitals offered on their plans


Many health insurers are gearing up to limit the choices of doctors and hospitals they'll cover. Why? The cost.

Smaller networks of providers generally translate to lower premiums, because insurers can negotiate discounts with health-care providers who will then have less competition for patients within the network.

Insurers are betting that consumers who buy plans on the exchanges will be willing to trade some choice and flexibility in order to get cheaper premiums.

The backlash is that consumers will generally have to pay the cost out of his own pocket if they want to see physicians outside the system.

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Comments (6)
  • SoldHigh
    , contributor
    Comments (991) | Send Message
     
    Thank Obamacare for this disaster - it's amazing how much the cost is going up. The filthy liar-in-chief promise us lower rates - he lied! Meanwhile, he gives his cronies in congress and the enforcers at the IRS waivers from it.
    15 Aug 2013, 04:05 PM Reply Like
  • 2 0 buckshot
    , contributor
    Comments (2) | Send Message
     
    More Hope and Change to believe in....Forward Soviet!
    15 Aug 2013, 05:38 PM Reply Like
  • Yokyok
    , contributor
    Comments (327) | Send Message
     
    The "disaster" is how "free market capitalism" has created a system that charges double what it costs in any other industrialized country to deliver healthcare results that are less than stellar.
    15 Aug 2013, 08:43 PM Reply Like
  • 6123
    , contributor
    Comments (4) | Send Message
     
    Yokyok, We don't have free market capitalism. We have corporatism, especially in medical care. Government meddling is what has caused the ridiculous pricing.
    15 Aug 2013, 11:23 PM Reply Like
  • SIEANDME
    , contributor
    Comments (25) | Send Message
     
    Hello, I'm calling to find out how much you charge for a colonoscopy?

     

    Do you have insurance?

     

    No. I have cash.

     

    I'm sorry we do not take "Cash" and I can't "Price" the procedure in question. Good bye.

     

    That's the problem with healthcare in America. Its total lack of transparency and pricing.
    18 Aug 2013, 06:22 AM Reply Like
  • SIEANDME
    , contributor
    Comments (25) | Send Message
     
    I have found that "insurance" Companies determine how much a Doctor can charge for a service with the clause " Reasonable and Customary" and which Doctor the policy holder can choose with the clause "In Network".

     

    And this is called a "free" market place? Sounds worst than Government to me.
    18 Aug 2013, 06:30 AM Reply Like
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