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After Ameriprise (AMP -6.4%) reported a 22% drop in Q4 earnings on lower revenue,...

After Ameriprise (AMP -6.4%) reported a 22% drop in Q4 earnings on lower revenue, RBC Capital says it continues to believe that improving funds flows at AMP's Columbia money management subsidiary will lead to an increase in the company's ROE. The firm maintains a Top Pick rating on the stock.
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