Cigna's (CI -3.9%) earnings fell 37% in Q4 amid acquisition-related charges and accounting changes, but the bigger weight on shares is the insurer's downward earnings guidance and rising use of medical services in the new year. Cigna expects 2012 EPS of $5-$5.40 vs. $5.68 consensus. Peers also are lower: AET -0.3%, CVH -1.2%, HUM -1.4%, UNH -1.4%, WLP -1.6%.
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