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Commerical real estate will see higher delinquencies, so avoid banks with lots of commercial...

Commerical real estate will see higher delinquencies, so avoid banks with lots of commercial exposure, Merrill analyst Kenneth Usdin says, naming Regions Financial (RF +4.4%), Synovus Financial (SNV -12.4%), Marshall & Ilsley (MI -1.5%) and Zions Bancorp (ZION -1.1%).
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