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Obamacare demand manageable so far

  • Early reports from health providers and online medical booking service ZocDoc indicate that demand for care from those who bought insurance under Obamacare has been modest so far.
  • There have been fears that the technical problems of the government's HealthCare.gov Web site would cause a flood of patients who thought they had bought insurance to request care only to find that they weren't yet covered.
  • The actual pace of demand should give insurers more time to process the applications that they need to enter into their systems and issue membership cards.
  • More on Obamacare.
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Comments (53)
  • rambler1
    , contributor
    Comments (630) | Send Message
     
    I signed up on Healthcare.gov on 12/9. I paid for an Silver Plan. I've just received member cards for that plan and a Bronze Plan that would have been the default plan had I not made a choice. I also received a card for a dental plan for those under 19 even though I'm in my 50's and an individual with no children. The nightmare has only begun. Now I'm waiting to see how insurance payment are handled. I'm shaking to go for a routine exam.
    5 Jan 2014, 10:29 AM Reply Like
  • tomlos
    , contributor
    Comments (1222) | Send Message
     
    it's just a glitch no worries it will alllll get worked out ;)
    5 Jan 2014, 11:52 AM Reply Like
  • dictionshunary
    , contributor
    Comments (441) | Send Message
     
    Can't wait for reasonable Americans to wake up and get the Feds out of healthcare. We have been snookered by feel good community organizing politics and policies. RAD and other free market healthcare/healthproduct providers will prosper only when that happens.
    5 Jan 2014, 11:56 AM Reply Like
  • JD in NJ
    , contributor
    Comments (1501) | Send Message
     
    So get rid of Medicaid and Medicare then?
    5 Jan 2014, 02:23 PM Reply Like
  • SoCalNative
    , contributor
    Comments (587) | Send Message
     
    JD = generalizer 5000
    5 Jan 2014, 05:18 PM Reply Like
  • chriff
    , contributor
    Comments (92) | Send Message
     
    Since those two programs, along with veterans affairs, cover over a third of Americans in some way, the government will never be truly "out of healthcare" unless it shuts down these programs. That's not a generalization by any means.
    5 Jan 2014, 05:22 PM Reply Like
  • JD in NJ
    , contributor
    Comments (1501) | Send Message
     
    SoCalNative,

     

    When I see someone write "get the feds out of healthcare" I take it at face value. It is up to the author of those words to explain what was actually meant, as far as I am concerned.
    5 Jan 2014, 05:25 PM Reply Like
  • Lionprince2011
    , contributor
    Comments (43) | Send Message
     
    Only ignorant people believe that a Federal Government that can handle the vast complexities of defense, foreign affairs including espionage, National security, GPS, space exploration and administration, FDA, NIH and so on.., cannot operate simple insurance exchanges. If that is so America is doomed.
    All these negative comments are veiled hatred for Obama, racial minorities and the lower class in this society, not based on any facts. America seem now to be largely a great country made up of two groups namely Republicans and Real Americans. While the Republicans place partisan interests above those of the Union, The real Americans don't.
    The affordable Health Care Act will succeed beyond your wild dreams. Just stay positive if you can.
    5 Jan 2014, 10:32 PM Reply Like
  • getreal10000
    , contributor
    Comments (241) | Send Message
     
    The federal government under this president couldn't handle the creation of a functioning web site, let alone the operation of "simple insurances exchanges." Did you check out healthcare.gov when it first launched? To say it was amateurish and poorly designed is a huge understatement - and that's not just my opinion. Even Obama's media lapdogs were stunned by what they saw and experienced. It took experts from the private sector to revamp the web site and make it operational.

     

    As for negative comments being reflective of a "veiled hatred for Obama" et al, that's just false. Obama's biggest drop in support comes from Independents and even Democrats. According to the WSJ:

     

    **Then there is the independent problem. There’s little doubt that the debacle that was the rollout of the health-care Web site — and the resultant negative news coverage — damaged Obama among unaffiliated voters.

     

    “The president is being weighed down by one issue, his health-care law,” Democratic pollster Fred Yang told the Wall Street Journal. “It’s probably fair to say that as goes health care, so goes the Obama presidency for the next year.” **

     

    It's Obama's policies and namely the UNaffordable Care Act (along with its attendant lies and broken promises) that are driving his plummeting popularity.
    6 Jan 2014, 01:03 AM Reply Like
  • JD in NJ
    , contributor
    Comments (1501) | Send Message
     
    Two points:

     

    One, the original web site was also created by "experts from the private sector". The problem lies at least partially in selecting contractors based on competence rather than cost and cronyism.

     

    Two, it's pretty hard to have a big drop in support from what is essentially zero, so from where else could a large drop in support come, other than where some existed originally?

     

    I do find it interesting that the ACA was patterned in large part after Republican counter-proposals to Clinton's efforts at revamping health care and yet receives nothing but derision from the same group a couple of decades later.
    6 Jan 2014, 05:56 AM Reply Like
  • getreal10000
    , contributor
    Comments (241) | Send Message
     
    To your first point, you're right except a private business wouldn't have had the luxury of being able to fail on the web site and start over with a new contractor without incurring massive financial loss and risk jeopardizing the entire project. When taxpayers are footing the bill, there isn't the same sense of urgency to not waste huge sums of $$.

     

    Even the president acknowledged the limitations of government as opposed to the private sector when it comes to efficiency..."we have these big agencies, some of which are outdated, some of which are not designed properly.” Anybody who has ever dealt with a government bureaucracy knows exactly what he's talking about.
    http://bit.ly/1iJD1UG#!

     

    Aside from that, the original contractors (in Congressional hearings) directly blamed government officials for the delays and mistakes.
    http://cnn.it/1iJD1UO

     

    I'm not so political in that I would support a proposal, law, etc. just because the idea originated from Republicans. In fact, that point is completely lost on me. Eighty to 85% of Americans were happy with their health insurance except for high costs. Clearly any law that threatens the status quo is going to run into resistance no matter which party proposes it. I've heard said that once government enacts an entitlement, it's extremely difficult to end it. Well, how do you expect people to feel when government meddles in or actually terminates their existing health care, that they chose and paid for?

     

    The fact that the president is losing support among those who were politically ambivalent attests to the fact it's not personal. There's a concrete reason for that decline.
    6 Jan 2014, 11:03 AM Reply Like
  • Restino
    , contributor
    Comments (52) | Send Message
     
    I am laughing so hard at this "report". Do you guys even know what is happening in the real world? Do you have on the ground facts about patients not getting surgery because doctors on on phone for over 2 hours trying to get authorization? Do you guys know that over 300K people that needed to get Medi-Care have not even been confirmed yet so that is why they have not even went to doctors office.

     

    ObamaCare is a joke, will ruin the healthcare in the country and your will find out within 1 year what we know now. Its obvious, so most educated people.
    5 Jan 2014, 12:18 PM Reply Like
  • Jake2992
    , contributor
    Comments (831) | Send Message
     
    Ground facts? Are those facts you just make up?
    5 Jan 2014, 07:53 PM Reply Like
  • MaleMatters
    , contributor
    Comment (1) | Send Message
     
    The demand is manageable in large part, I suspect, because young, healthy men may be learning this:

     

    Young, healthy men will see higher premium increases than their female counterparts. This is true despite these facts:

     

    Young men go to the doctor far less and cost their insurers far less than do young women, even factoring out women's reproductive-related visits.

     

    Young women will have more nonreproductive-related preventive services than young men. Check that out at healthcare.gov/what-ar...

     

    In short, men will get fewer benefits than women after being forced to pay a bigger premium increase. That's how Obama will uphold his promise to eliminate "premium discrimination against women."

     

    The crafters of Obamacare saw real discrimination against men as the safest way (because "men don't protest and they don't matter anyway") to largely pay for their healthcare program. See http://ti.me/1cuzFjx

     

    If a law required women to pay the same as men for auto insurance, the streets would be over-run with angry protesters of both sexes.

     

    Democrats always know which gender of the ox to gore.

     

    "Two takes on Obamacare’s discrimination against men"
    malemattersusa.wordpre...

     

    "Men Likely to Put Off the Doctor (Male Matters: Or: why men are charged less for health insurance)"
    malemattersusa.wordpre...

     

    "Who will pay more? Gender discrimination in health insurance costs"
    malemattersusa.wordpre...
    5 Jan 2014, 01:05 PM Reply Like
  • JD in NJ
    , contributor
    Comments (1501) | Send Message
     
    Yeah, being a man sucks almost as bad as being white and educated.
    5 Jan 2014, 02:25 PM Reply Like
  • SoCalNative
    , contributor
    Comments (587) | Send Message
     
    Sucks for you.
    5 Jan 2014, 05:17 PM Reply Like
  • JD in NJ
    , contributor
    Comments (1501) | Send Message
     
    Actually I've found it to be quite beneficial in my life to be all three. I find it tedious and annoying when people of privilege complain and moan about some area where they don't receive preferential treatment.
    5 Jan 2014, 05:27 PM Reply Like
  • justaminute
    , contributor
    Comments (869) | Send Message
     
    "people of privilege" - how silly.
    5 Jan 2014, 05:54 PM Reply Like
  • JD in NJ
    , contributor
    Comments (1501) | Send Message
     
    What is silly is not recognizing the advantages one has as a result of either birth or upbringing. In my case it's more the former than the latter. I do not ascribe all of my successes to being a white guy, but it sure as heck hasn't hurt me. I'd be quite the fool not to recognize this.
    5 Jan 2014, 06:18 PM Reply Like
  • Ronin16
    , contributor
    Comments (7) | Send Message
     
    All I know thus far is that my son , who had the plan that suited his needs and was affordable to him for the last 6 years, has now been dropped by Ins. co. because Obama says that it wasn't good enough for him. He has since found out that whatever plan he can get , will be nearly double the premiums he was paying. And so for now , he is without Health Ins.
    Thank you Pres.Obama and the Democrat Party for interfering in our personal choices for health care.
    5 Jan 2014, 02:56 PM Reply Like
  • JD in NJ
    , contributor
    Comments (1501) | Send Message
     
    So his plan was discontinued? What about it was considered insufficient?
    5 Jan 2014, 03:21 PM Reply Like
  • sethmcs
    , contributor
    Comments (3446) | Send Message
     
    Insufficient? The amount of premium obviously.
    5 Jan 2014, 04:21 PM Reply Like
  • SoCalNative
    , contributor
    Comments (587) | Send Message
     
    The obvious is lost on JD.
    5 Jan 2014, 05:05 PM Reply Like
  • JD in NJ
    , contributor
    Comments (1501) | Send Message
     
    You don't seem to like me or the fact that I'm asking questions. Deal with it, or don't, I do not particularly care. What I asked was a valid question. If the plan was discontinued, it is because it did not live up to the requirements of the law, and I was curious as to how it did not do so.
    5 Jan 2014, 05:29 PM Reply Like
  • Fracjob
    , contributor
    Comments (1411) | Send Message
     
    Not enough of his premium was available for redistribution, obviously. Some how the Leftists never understand there is no such thing as free.
    5 Jan 2014, 05:30 PM Reply Like
  • JD in NJ
    , contributor
    Comments (1501) | Send Message
     
    No, Fracjob, there is nothing obvious about that, unless one is taking the most shallow possible view of the situation and allowing one's political motiv... Oh, right, carry on.
    5 Jan 2014, 05:34 PM Reply Like
  • justaminute
    , contributor
    Comments (869) | Send Message
     
    Since you brought it up, JD, based on your comments that come off as a little condescending and arrogant, I'm thinking I wouldn't like you if we met in person.

     

    Deal with it, or don't, I do not particularly care.
    5 Jan 2014, 05:56 PM Reply Like
  • JD in NJ
    , contributor
    Comments (1501) | Send Message
     
    I suspect that you're reading more into my words than I put there. I stand by everything I have written here.
    5 Jan 2014, 06:19 PM Reply Like
  • Jake2992
    , contributor
    Comments (831) | Send Message
     
    Ronin,

     

    If you choose not to get insurance for your son, it is your fault. Either you have enough money for the plan and don't want to spend it or you don't and you get a subsidy. My premiums when down and I don't get a subsidy. Most people's premiums stayed the same or went down.
    5 Jan 2014, 08:51 PM Reply Like
  • JD in NJ
    , contributor
    Comments (1501) | Send Message
     
    Jake, it sounds like Ronin is talking about his son as an independent adult.
    5 Jan 2014, 08:57 PM Reply Like
  • Old Rick
    , contributor
    Comments (548) | Send Message
     
    Jake: Please provide some factual basis for "most people's premiums stayed the same or went down". Since the administration chooses not to release much enrollment or payment data much less any statistical information on premium distribution, it seems a bit of a stretch to make that claim. Perhaps you have better information than I have however.
    6 Jan 2014, 12:04 AM Reply Like
  • Ronin16
    , contributor
    Comments (7) | Send Message
     
    My son is 31 years of age, he was able to afford what he had for the time he had it and all was well for him as well as millions of others, enter Obama, and everything has changed,it is now a gov't. bureaucrat/bureaucracy that are going to make the decisions that would normally be made by the INDIVIDUAL concerning their health care choices,ergo the consequential loss of our freedoms.If one were to think that eventually the price of health care is going to come down, well then , I have a bridge I'd like to sell.
    6 Jan 2014, 12:16 PM Reply Like
  • Michael Nau
    , contributor
    Comments (972) | Send Message
     
    All this alarmist talk reminds me of Ronald Regan's famous declaration that Medicare was a communist plot. If the GOP continues to make a repeal-ACA stand the litmus test for membership, it will go the way of the Whigs.
    5 Jan 2014, 03:10 PM Reply Like
  • SoCalNative
    , contributor
    Comments (587) | Send Message
     
    If all this alarmist talk proves to be as famous as Reagan's declarations were 53 years ago you get a cookie.
    5 Jan 2014, 05:12 PM Reply Like
  • justaminute
    , contributor
    Comments (869) | Send Message
     
    "Ronald Regan's famous declaration that Medicare was a communist plot" - except that's not true.
    5 Jan 2014, 07:31 PM Reply Like
  • Fracjob
    , contributor
    Comments (1411) | Send Message
     
    That foolish comment is exactly what is to be expected from a product of too many years spent around left wing academics, who couldn't run a lemonaide stand. Or a website. Or a disasterous program that will be very economically harmful.
    5 Jan 2014, 09:30 PM Reply Like
  • Bosshogg55
    , contributor
    Comments (108) | Send Message
     
    I don't know why everyone is so excited about Obamacare. It's simply a stepping stone to a single payer nationalized healthcare system like the one in use in Canada today. That was the original intention when this whole plan was written and signed into law. There is a provision written into the law that virtually guarantees the insurance companies reimbursement for any underwriting losses they sustain as a result of excess claims expenses over premium income. It's in the re-insurance portion of the bill. That makes the health insurers almost a sure thing for the time being -- that is, those with very strong back office processing units. What'll eventually happen will be outfits like Aetna will be contracted by the feds to process the claims paperwork, etc., for a nationalized system run by the federal government. That will guarantee that outfits like Aetna will have large recurring streams of income, thereby assuring viable ongoing businesses for their shareholders. You all will then get free health care. But the catch is: Massive tax increases to pay for the free care. "Change is coming to America,"
    5 Jan 2014, 04:29 PM Reply Like
  • getreal10000
    , contributor
    Comments (241) | Send Message
     
    Yes, it's been predicted that insurance companies will effectively become utilities of the federal government.
    5 Jan 2014, 06:52 PM Reply Like
  • justaminute
    , contributor
    Comments (869) | Send Message
     
    At that point, why would the government need Aetna? They are already reducing payments for Medicare Advantage due to the costs. Eventually, the US Government who is the largest "insurance company" in the world, will just take over and run the operation\racket.
    5 Jan 2014, 06:59 PM Reply Like
  • SoCalNative
    , contributor
    Comments (587) | Send Message
     
    "Manageable" and "so far."

     

    Awesome.
    5 Jan 2014, 05:00 PM Reply Like
  • getreal10000
    , contributor
    Comments (241) | Send Message
     
    I would like to know how many of the 2.1 million new Exchange "enrollees" (we don't yet know how many have actually paid) are people whose insurance plans were terminated due to Obamacare's mandates. It's expected that 80% of individual insurance policy holders will be kicked off their current plans by the end of 2014, so this is a legitmitate question.

     

    How much of the ACA's "success" so far is due to forcing Americans out of existing coverage into Obamacare coverage - and then touting the number of new Affordable Care Act enrollees?

     

    Like everything else associated with this administration, I don't expect to get an honest answer. Morever, the definition of "success" keeps changing. It now seems to be anything that keeps this boondoggle law alive another day.
    5 Jan 2014, 06:46 PM Reply Like
  • justaminute
    , contributor
    Comments (869) | Send Message
     
    Great question. I don't know and, I agree, the government will never tell us.

     

    My question is how many of those signing up are paying "full fare?" Another question that I suspect the government will never answer.
    5 Jan 2014, 06:51 PM Reply Like
  • getreal10000
    , contributor
    Comments (241) | Send Message
     
    And even if they do tell us, how do we know they're not lying or hiding relevant information? It's not as though it would be the first time...and they can usually count on a comatose media to not investigate.
    5 Jan 2014, 07:10 PM Reply Like
  • Hendershott
    , contributor
    Comments (1619) | Send Message
     
    The ACA has run into the uncomfortable truth of US healthcare, it's unaffordable. The US spends over $8k per person per year for healthcare. If everyone is covered, which is the whole idea behind the ACA, then everyone pays $667 per month or $8k per year, assuming expenditures don't change. For a family of four it's $32k a year or $2667 a month. If some are to have their premiums subsidize those who can't afford it, the premiums have to be materially higher. The other OECD nations spend a bit more than half of what we spend, and most have full coverage. At $4k, monthly premiums are $333/mo. and for a family of four, $1333 a month. hardly affordable for a lot of the population but a lot better than the current level of expenditures. The unaffordability of our healthcare isn't new and not caused by the ACA. We are already paying the bill through taxes, subsidies etc. the ACA tries to force the costs to be borne directly by the population through insurance. The result is sticker shock. Maybe it's better to have the costs disguised in taxes and subsidies, or perhaps it's time to deal with the actual costs.
    5 Jan 2014, 07:30 PM Reply Like
  • JD in NJ
    , contributor
    Comments (1501) | Send Message
     
    Well stated.
    5 Jan 2014, 08:24 PM Reply Like
  • justaminute
    , contributor
    Comments (869) | Send Message
     
    Let's apply the same logic to spending on education is the US.
    5 Jan 2014, 09:13 PM Reply Like
  • sunshine09
    , contributor
    Comment (1) | Send Message
     
    Unfortunately, 0bamacare will keep the dependent and poor hooked on Uncle Sam forever!!
    5 Jan 2014, 07:51 PM Reply Like
  • Terry330
    , contributor
    Comments (870) | Send Message
     
    Obamacare will have the same success as Medicare, and be very popular. Just give it another 9 months.
    5 Jan 2014, 07:58 PM Reply Like
  • SoCalNative
    , contributor
    Comments (587) | Send Message
     
    Terry! Where have you been! I missed your trolling for non-investing stories here at SA! What happens in 9 months?
    5 Jan 2014, 09:28 PM Reply Like
  • getreal10000
    , contributor
    Comments (241) | Send Message
     
    When healthy people are forced out of their existing insurance because their $$ is needed on the Exchanges to subsidize others, you're going to have new enrollees. When people are forced by law to buy insurance or pay a tax, it's not a challenge to make that program "popular." With little to no choice, the ACA has a captive market.

     

    Re the ACA's success, White House economic advisor Gene Sperling today redefined what that means.

     

    "There's no magic number," the director of the National Economic Council said on NBC's "Meet the Press." "The key is to enroll as many people as we can."

     

    Pressed by host David Gregory on how the administration would define Obamacare's success, Sperling said: "Success is having an ongoing strong market."

     

    In other words, "success" is anything the Obama administration says it is, and certainly not the 7-million-by-March quote they've stated in the past.
    5 Jan 2014, 10:01 PM Reply Like
  • KJP712
    , contributor
    Comments (454) | Send Message
     
    Make sure the person who is examining you is a real doctor.Quite a few retired at the end of 2013....
    5 Jan 2014, 08:05 PM Reply Like
  • Fracjob
    , contributor
    Comments (1411) | Send Message
     
    He wasn't in the Senate long enough to toil. Just to be present.
    5 Jan 2014, 09:49 PM Reply Like
  • psychological-dividends
    , contributor
    Comments (814) | Send Message
     
    Why won't they publish the age stratification of the new enrollees? THAT is the real thing I'm concerned. I hope we don't have a death spiral on our hands.
    6 Jan 2014, 02:34 AM Reply Like
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