Credit monitoring firms in focus

The hacking attack at Neiman Marcus went undetected from July to December, according to company officials.

Though the department store protected customer pin information and personal data from the intrusion, it did acknowledge that stolen credit card information was used to make fraudulent purchases.

Traders betting on Target to take a tumble off the data breach haven't seen much action. If there is a beneficiary it might be the credit-reporting agencies - Equifax (EFX), Experian (EXPGF, EXPGY, private in the U.S.), and TransUnion (owned by Goldman Sachs and Advent International) - as millions of Americans suddenly have the need to see if their credit is clean.

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