The insurer said it's on track to deliver £400M in cost cuts by the end of 2014.
Massive U.K. flooding this year has cost Aviva £60M.
Aviva increased its final dividend to 9.4 pence from 9 pence, bringing the total for 2013 to 15 pence vs 19 pence in 2012.
Shares are +8.2% in London. (PR)