As if health and life insurers didn't have enough headaches, state insurance regulators are now...
As if health and life insurers didn't have enough headaches, state insurance regulators are now applying pressure on them to pay out on old, sometimes forgotten policies on the lives of people who have long since died. Regulators estimate that life insurers have failed to pay well over $1B in death benefits because it is up to beneficiaries to file a claim following a death. Three insurers, MetLife (MET -0.7%), Prudential (PRU -0.5%) and the John Hancock unit of Manulife (MFC +1.9%) have reached settlements with a number of states already, and eight others are currently in the crosshairs.
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