Consumer credit-card defaults continue to slow - which coincides with the return of profits for...

Consumer credit-card defaults continue to slow - which coincides with the return of profits for issuers (like JPM, BAC, C, AXP, COF, DFS, WFC), even in spite of new consumer-protection rules. (And speaking of the rules: a roundup of the new fees and practices that card companies hope to trip up users with.)