"Here's a pot of money, go shop." A major change is underfoot in the way firms provide employee...

|By:, SA News Editor

"Here's a pot of money, go shop." A major change is underfoot in the way firms provide employee health coverage, as Sears and Darden Restaurants - instead of offering insurance - prep to instead give workers cash and let them choose coverage from an online marketplace. WellPoint (WLP), AON, and Towers Watson (TW) are placing bets on the new model sticking, while UnitedHealth (UNH) is taking a wait-and-see approach.