"What is perceived in the market is not necessarily reality," says Ivy Zelman of the...
"What is perceived in the market is not necessarily reality," says Ivy Zelman of the generalization that "nobody can get a mortgage." In a highly bullish presentation on the housing market, she says the facts don't square. First off, 57% of Americans have credit scores above 700. Second, credit standards are getting easier again, with even 580 scores high enough to qualify.
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