Financials start the year with a bang after Bank of America (BAC +6%) says it paid $3B to settle claims regarding mortgages sold to Fannie Mae (FNMA.OB) and Freddie Mac (FMCC.OB). SNV +6.4%, JPM +3.5%, C +2.5%. But big banks face challenges ranging from further regulatory attention on various revenue streams to limited channels for new growth.
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