Capacity constraints in the mortgage origination business should start to ease as banks are...
Capacity constraints in the mortgage origination business should start to ease as banks are adding or transferring thousands of staff to keep up with booming refinance demand. It may mean lower rates for borrowers as previous low capacity allowed lenders to keep the benefits of the Fed's QE to themselves. It's also likely to lead to an even faster rate of prepayments, not what the agency mREITs near to hear.
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