From here forward, Bank of America (BAC) and its TBTF brethren will have to make money through...

|About: Bank of America Corporation (BAC)|By:, SA News Editor

From here forward, Bank of America (BAC) and its TBTF brethren will have to make money through operations. Reduced provision for credit losses added about $7B to income in 2012 (vs. total income of $4.2B), but provisions now stand at $2.2B, giving far less room for additional earnings boosts. Shares -1.5% premarket. (earnings)