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From the UnitedHealth (UNH -0.8%) Q4 earnings call: As there are many unknowns about exchanges,...

From the UnitedHealth (UNH -0.8%) Q4 earnings call: As there are many unknowns about exchanges, UNH is holding back on making specific decisions until there is more clarity. However it would expect to participate in 10-25 or more, although it gives no firm commitment. "In a perfect world we would participate in them all." In the long term, UNH expects to provide an exchange category. (Webcast)
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