If Wal-Mart's right and lower-income shoppers are holding off on spending until their tax refund...

|By:, SA News Editor

If Wal-Mart's right and lower-income shoppers are holding off on spending until their tax refund arrives, a whole host of retailers could be adjusting Q1 estimates. Look for discounters Dollar General (DG), Family Dollar Stores (FDO), Dollar Tree (DLTR), and Five Below (FIVE) to have something to say on the issue.