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... of the business. That includes a sophisticated commercial lines underwriting approach which features predictive modeling, ... 5.9 points of favorable development in commercial lines and 2.3 points favorable development in ...
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... of weather catastrophes our commercial lines continue to produce an underwriting ... severity has been stable. Personal lines returned to underwriting profitability in ... 11 points and the other lines are about flat. Overall its ...
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... our new commercial and personal lines policy administration system, which replace ... excluding catastrophe from our commercial lines combined ratio, the combined ratio ... it rolled out our personal lines system not to all of ...
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... in both commercial and personal lines has improved steadily quarter-to-quarter and ... more appropriately. Turning to personal lines, our overall profitability remains strong ... a question on the personal lines, I know it’s not ...
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Harleysville Group Q4 2007 Earnings Call Transcript 26 Mar, 2008... capital management strategy; our sophisticated commercial lines underwriting approach, which features predictive modeling; demonstrated success in personal lines; innovative technology that supports ease of ...
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