EXPGY
Experian plc ADROTCQX
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  • Oct. 7, 2015, 4:06 PM
    • A number of lawsuits are hitting T-Mobile (TMUS -0.6%) and Experian (OTCQX:EXPGY +1.9%) after a data breach at Experian exposed personal data of 15M people, including T-Mobile customers and applicants.
    • At least five lawsuits against the two are seeking class-action status, and a sixth lawsuit is targeting only Experian.
    • Intruders took data including names, addresses, contact numbers and social security numbers in the breach, which was revealed last Thursday, and T-Mobile said people who submitted credit applications from Sept. 1, 2013 to Sept. 16, 2015, were affected.
    • One complaint notes the personal data is already for sale online.
    | Oct. 7, 2015, 4:06 PM | 3 Comments
  • Oct. 1, 2015, 5:28 PM
    • T-Mobile (NYSE:TMUS) CFO Braxton Carter backed up previous statements by CEO John Legere, saying the company has enough money to get spectrum in next year's broadcast incentive auction sufficient to cover the rest of the country in LTE.
    • That will cost $1B to $1.5B, Carter says. "We're very optimistic that we can do very well; at a minimum what we want to do is complete the U.S. low-band footprint."
    • The company will be disciplined, though, as "We don't have the balance sheet" of AT&T and Verizon. It'll also look at getting more 700 MHz spectrum to go along with 600 MHz spectrum in the auction.
    • He also thinks "brilliant strategist" Charlie Ergen of Dish Network "will play in the auction, but he's not going to have the firepower that he had before" after a $3.3B discount was denied.
    • Meanwhile, T-Mobile said that a data breach at Experian (OTCQX:EXPGY) has exposed credit applications of about 15M people, including applicants for T-Mobile services, over the past two years. The records included encrypted fields with SSN and government ID numbers as well as other credit information.
    • Previously: WSJ: Dish affiliates returning some auctioned wireless spectrum (Oct. 01 2015)
    | Oct. 1, 2015, 5:28 PM | 6 Comments
  • Mar. 9, 2015, 8:22 AM
    • Among the changes from the National Consumer Assistance Plan, medical debts will not be reported until after a 180-day waiting period to allow time for the magic of insurance payments to work their way through the system.
    • The three agencies - Equifax (NYSE:EFX), Experian (OTCQX:EXPGY), and TransUnion - will no longer report debts not arising from a contract or agreement, such as tickets or fines.
    • As for disputes and resolutions, they'll be tweaked with a particular aim at helping victims of identity theft.
    • The three agencies reached this agreement after a nice push from the New York Attorney General's office. Discussions with other AG's are ongoing and could result in more consumer-friendly moves in coming months.
    | Mar. 9, 2015, 8:22 AM | 1 Comment
  • Jan. 17, 2014, 7:56 AM
    • The hacking attack at Neiman Marcus went undetected from July to December, according to company officials.
    • Though the department store protected customer pin information and personal data from the intrusion, it did acknowledge that stolen credit card information was used to make fraudulent purchases.
    • Traders betting on Target to take a tumble off the data breach haven't seen much action. If there is a beneficiary it might be the credit-reporting agencies - Equifax (EFX), Experian (EXPGF, EXPGY, private in the U.S.), and TransUnion (owned by Goldman Sachs and Advent International) - as millions of Americans suddenly have the need to see if their credit is clean.
    | Jan. 17, 2014, 7:56 AM
  • Jan. 16, 2014, 10:12 AM
    • Target (TGT -0.9%) says in an apologetic letter to customers from CEO Gregg Steinhafel that it will offer one year of free credit monitoring to all guests that shopped at its stores in the U.S.
    • It's hard to put a number to it right now, but it looks like Experian (EXPGF, EXPGY, private in the U.S.) just picked up a nice piece of business.
    | Jan. 16, 2014, 10:12 AM
  • Oct. 7, 2013, 12:41 PM
    • Mitek (MITK +3.7%) and Experian (EXPGF.PK, EXPGY.PK - a top financial information/credit data provider) are partnering to offer a solution that eliminates manual data entry for consumers looking to set up bank accounts using mobile devices. (PR)
    • The solution combines Mitek's Mobile Photo Account Opening product with Experian's fraud prevention/authentication services. Consumers can upload front/back pictures of their driver's licenses taken with a phone's camera to provide banks with needed info, in lieu of typing the info using a phone's keyboard.
    • Though below its June highs, Mitek is up 67% YTD following a rough 2012. 24.4% of the float was shorted as of Sep. 13.
    | Oct. 7, 2013, 12:41 PM