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- Bank Executive Compensation and the Bailout [view article]
- Next Week Is a Big One for Bank Reports [view article]
- Well-Capitalized Regional Banks: The Bottom Is In [view article]
- Some Bargain Stocks to Consider Buying [view article]
- Financials Down 6.1% - Like the Days of the Tech Bust? [view article]
- U.S. Bank Dividend Yields Revisited [view article]
- 2 Safe Bets Amidst Big Banks' Worrying High Yields [view article]
- These 32 Commercial Banks and Thrifts May See the Dung Hit the Fan [view article]
- Dividend Aristocrats: Top Dividend Growers [view article]
- M&T Bank a Bargain at Current Levels: Low P/E, Attractive Dividend Yield [view article]
- BKX Put Option Spread Idea [view article]
loading ...Recent MTB Articles
- Bank Executive Compensation and the Bailout
- Next Week Is a Big One for Bank Reports
- Some Bargain Stocks to Consider Buying
- Financials Down 6.1% - Like the Days of the Tech Bust?
- Well-Capitalized Regional Banks: The Bottom Is In
- U.S. Bank Dividend Yields Revisited
- 2 Safe Bets Amidst Big Banks' Worrying High Yields
- These 32 Commercial Banks and Thrifts May See the Dung Hit the Fan
- Dividend Aristocrats: Top Dividend Growers
- M&T Bank a Bargain at Current Levels: Low P/E, Attractive Dividend Yield
- Full List of Articles »
Bank Executive Compensation and the Bailout [view article]
Saw that the housing sector was the big winner last week and did a little more research on it. This article (www.greenfaucet.com/fa...) argues that housing may finally have reached a bottom. Check it out if you're interested in buying. ReplyBank Executive Compensation and the Bailout [view article]
Quetzalcoatl you are on target. Let's all get together an get unscrewed. ReplyBank Executive Compensation and the Bailout [view article]
The Norwegian government considers stock options a criminal activity. The German government wants to clamp down on stock options. Avoid companies that use options to transfer wealth from shareholders to insiders. Pity Countrywide is not on the list - stock option abuse at its very worst. Respected mutual funds owned loads of Countrywide. American workers, trying to provide for their retirement, entrusted their hard-earned wages to these managers, who in turn thought they were investing in Countrywide. In fact, they were bailing out management, who were offloading their stock, took the money and ran, right under the eyes of the SEC and our lawmakers.Reply
Next Week Is a Big One for Bank Reports [view article]
What this service shows me is that a stock like BB&T is going nowhere over the next year. The projected PE for next year is about the same as it's PE for last year (6.76 vs.6.59), and less than the current year projection. The dividend may not be all that safe. Remember the Q1 report from WB where they virtually promised that the dividend was safe? Then turned right around and cut it to shreds. ReplyBank Executive Compensation and the Bailout [view article]
This is not a diffucult matter. Hire someone at an agreed upon salary. If he performs well, give him a raise. If he does not, replace him. Where did this onerous system of bonuses and stock options come from? It is the fault of the stockholders. Why is there no outrage? Why are the boards of directors not replaced with people who are responsible? We need activist boards of directors who are responsive to the shareholders and look out for their interests. It seems like the large institutions who hold vast blocks of stock are those best positioned to effect change. In order to force them to do so, we must replace their boards of directors. Of course, now we are back to the large institution that holds vast numbers of shares. I get it: Everyone is screwed. ReplyBank Executive Compensation and the Bailout [view article]
My old fashion idea that when I would hire somebody to run my company or to be in charge of a section of that company etc.I would judge that person to be qualified and experienced to do a good job for the firm and I would hire him at a mutually agreed salary, period. I did not expect to bonus him for doing that good job, or make him part owner of my business or eligible for rewards for doing his job. Wrong psychology. If I chose to reward him additionally in any manner it was because the job he had done was. far and away successful and profitable for the firm. Today we throw money at incompetance, rewarding executives for showing up, and pay exorbitant sums for failure to do the job for which an executive was hired. If the system is flawed for those who do their jobs well, the results questionable, it is time to change the hiring system at the top. ReplyBank Executive Compensation and the Bailout [view article]
User 138602 - not that I disagree with you, but what, if anything, do suggest as a constructive plan of action? Executive compensations are unrealistic, unconscionable, and promote wrong behavior for all participants of corporate and civic process. I do understand the motivations of the boards to keep the status quo, but I totally do not understand behavior of institutional investment managers who are showing decimal results for their efforts. Is it a conspiracy of incompetent? ReplyBank Executive Compensation and the Bailout [view article]
well YMCA to answer to your question, there is no difference except that in the financial sector they have the blessing of the government the biggest legalise mafia of this planet.By the way who votes for our supposedly representatives (the biggest farce of the human kind) ?Not me! but all the upset readers, or most of them, will vote again at the next election.What does it take for those people to understand ? that they come to your houses and evict you in order to save our financial institutions and by the same time to enrich their FAT executives? Reply
Bank Executive Compensation and the Bailout [view article]
Since the huge bonus paid in the past years were paid on wrong profits or wrong stock performances, now that the real profits and stock performances are known, these executives should be asked to return the extra bonuses received in excess of the real figures.Regulatory authorities should not hesitate to ask for reimbursements, mainly in the financial sector. After all the wrong figures were obtained after they forgot the basics of credit or lending. Any new college or university graduate in business administration would have done a better job than those "GENIOUS". Anyone with a reasonable banking experience would have predicted the financial disaster that we got and that is not over yet.
All those in executive positions closed their eyes on what was happening because of the nice bonus attached to a higher level of activity or profits. What is the difference between what happened in the financial sector and the Enron, Nortel, etc..who saw some of their executives ending in prison and having assets seized. Reply
gordon
Bank Executive Compensation and the Bailout [view article]
thought provoking article, thank you. COF certanly stands out (i do not hold COF).> jack Reply
Well-Capitalized Regional Banks: The Bottom Is In [view article]
BRANDON the last sentence in your post is what scares the hell out of me. i am not for rescuing stupidity but this time it seems there is the gun of economic ruin at our head if what is deserved happens. i hate the idea of saving the stupid greedy lenders and the stupid irresponsible borrowers. and what i hate most is a bigger hand from government. i would much rather watch them all take their medicine. it seems those that behaved responsibly get it in the rear no matter which course is taken. ReplyNext Week Is a Big One for Bank Reports [view article]
This is a nice service ReplyWell-Capitalized Regional Banks: The Bottom Is In [view article]
Dee Trooth, your math is correct but your conclusions are incorrect. Indymac failed because of non-performing loans, not how much debt was on their books. That is why s many people are worried about Fannie and Freddie, they hold 5 trillion dollars worth of mortgages. If 1% of them default, that is 50 billion dollars. The 5 trillion isn't what scares people, it's the percentage of that trillion that will default.Having said that, the author is incorrect in assuming his stock should have gone higher, because there is too much uncertainty in the securities held by these companies. CNB might well be worth $20 a share, but then again it might be worthless. That's the real problem with Bank stocks. There's simply too much uncertainty and even with Wells Fargo's 'everything is great' earnings report, everything isn't great, because at the end of the day, there are still an awful lot of people holding on to houses they still can't afford. Reply
Well-Capitalized Regional Banks: The Bottom Is In [view article]
Indy mac failed due to a run on assets 2 days before the FED took over. Hey all of you who are under 40 or can't remember the 80's. We had a huge thrift collapse in the 80's. over 150 banks closed They did the resolution trust and everything was fine under 100,000.00 no wories. IRA 250,000 got more then that in one account you need serious financial supervison. They have figured it out for you,talk to your bankWant to save a bank tell all your friends to go to a professional loan modification company. Yes good honest companies exist. I just modified my loan for less then it cost me to get it in the first place.
A pay option arm in a neighborhood with matching forclosed homes
they lowered the loan amount, by 150,000 and matched the selling price in the neighborhood. gave me a 30 year fixed at 6%. a loan I can afford. With my reduced income.
They now have a performing loan on their books. WoW what a concept.. Tell your friends The state of California now has a law they have to try to modify the loan before going to Forclousure.
A non performing or suspect loans have to have an equal amount of cash on hand dollar for dollar. You don't get this from sensational yellow journelism that is the reason they are writing down assets that is the tekkie jargon. Oh by the way when the market does turn do you write up assetts. This is not the first rodeo for this. How about a pundent who is 50 something and can remember. Oh no lets all panic like huge cracks are appearing in the earth and large rocks are falling from the sky.
Good luck to you all Reply
rver
Next Week Is a Big One for Bank Reports [view article]
Great post and a real service. Go BB&T, wow over 7% dividend and it is safe. Reply