Send Message
View as an RSS Feed
  • Varying Dividend Policies And The Recovery From The Great Recession  [View article]
    Very nice article, I like the charts a lot.
    Jun 26, 2013. 09:56 PM | Likes Like |Link to Comment
  • How To Crush The Market With Dividend Growth Investing  [View article]
    Nice article, thanks for the first chart that pretty well sums it up for me!
    Jun 19, 2013. 08:23 PM | Likes Like |Link to Comment
  • Statoil: Jack Meets Julia In Deepwater Gulf Of Mexico  [View article]
    How do they tax US investors? Any benefit like the UK agreement for US investors?
    May 14, 2013. 10:19 AM | Likes Like |Link to Comment
  • Are You Ready For The 2013 Obamacare Investment Tax?  [View article]
    This tax was one of the surprises that Nancy Pelosi said we had to wait til it was passed before we could find out what was in it. Paying a 3.8% tax on your investment income pretty much wipes out the average dividend received.
    May 4, 2013. 07:18 PM | 3 Likes Like |Link to Comment
  • Tax Free MLP Distributions Are Misunderstood  [View article]
    Ronharv you are correct, distributions are not equal to UBTI, it is typical on a K-1 to have a larger amount for the distribution, and a small amount or even negative amount classified as UBTI.
    May 2, 2013. 04:43 PM | Likes Like |Link to Comment
  • Tax Free MLP Distributions Are Misunderstood  [View article]
    niuecon, this year TurboTax detects if the K-1 form for an MLP is in an IRA account, and if it is, it informs you no action is needed or taken. TurboTax seems to ignore the K-1 form for MLPs in IRAs, whether that is new this year I do not know, but presumably they have experts who set it up that way.
    May 2, 2013. 04:26 PM | Likes Like |Link to Comment
  • What Does A Big Market Correction Actually Look Like?  [View article]
    Hedy, here is my input from a dividend investor's viewpoint.
    1. For DGI investors, the answer is no. DGI people are not day traders, by and large. DGI tend to identify and own great dividend stocks that are mostly Dividend Aristocrats, Champions & Challengers. These are stocks that you do plan to hold long term so temporary market corrections are no cause to panic.
    2. Mostly yes, DGI is about the income stream, and DGI is a long term plan, to allow compounding & dividend reinvestment to work. But more like buy & monitor, and portfolio rebalancing can occur, but not in panic mode during corrections.
    3. DGI investors usually seek fair valuations, and try to avoid overpaying. But during dips, they often buy even more, while their favorite companies are temporarily "on sale". For retirees, if you are able to live on your dividend income stream, you get paid dividends based on the number of shares you own, so a price fluctuation really doesn't affect your income.
    4. Yes it is realistic, most dividend companies like the Dividend Aristocrats take great pride in maintaining and increasing their dividend even during down markets. If you have a diversified portolio, you can probably bet most companies maintain their dividends & even increase them, but of course some few may make cuts.
    May 2, 2013. 10:34 AM | 9 Likes Like |Link to Comment
  • What Does A Big Market Correction Actually Look Like?  [View article]
    RS, excellent article, really enjoyed it. As a DGI investor, I look at it as though I am purchasing the number of shares, and don't worry too much about price fluctuations because the market goes up & down all the time, but up in the long term. Knowing it goes back up eventually helps one hold on through corrections, and of course buying on dips to add more shares helps as well.
    May 2, 2013. 10:21 AM | Likes Like |Link to Comment
  • The Crazy Thing About The 2008-2009 Stock Market Crash  [View article]
    And in addition to not obsessing over losses, dividend investors usually take the opportunity to buy on the dips, and are happy to accumulate more in such times.
    Apr 27, 2013. 10:44 AM | 6 Likes Like |Link to Comment
  • How Star Trek Shaped My Retirement Perspective  [View article]
    There was an article yesterday reporting the results of a study that showed a couple in their early-mid forties now would pay about $800,000 into social security over their working lifetime, but only receive about $700,000 in their retirement. And that the picture would only be worse and worse for younger investors. Thus it seems that not only should you NOT count on social security, but you must also achieve enough to offset the built in loss of social security taxes taken from your paycheck.
    Apr 26, 2013. 08:35 AM | 1 Like Like |Link to Comment
  • Put Yourself In A Position To Welcome A Stock Market Correction  [View article]
    The bigger the dip, the more extra cash on hand I invest, without going overboard...
    Apr 18, 2013. 04:41 PM | 1 Like Like |Link to Comment
  • The 'Retire Young' Portfolio  [View article]
    Could you post a list of all the stocks that will make up this portfolio? That would be nice to view versus waiting for a long series of articles to come out, thanks!
    Apr 18, 2013. 07:56 AM | Likes Like |Link to Comment
  • CenturyLink To Fill The February Gap Caused By The Dividend Cut  [View article]
    Totally agree - there are dividend cuts, and then there are dividend cuts. CTL had justification for theirs.
    Apr 10, 2013. 08:35 AM | Likes Like |Link to Comment
  • This New Budget Proposal May Limit Your Annual Retirement Income  [View article]
    Increasing the IRA contribution limit for those who have no access to 401k accounts is an excellent idea and seems fair enough as many companies do not have a 401k.
    Apr 9, 2013. 11:24 AM | 2 Likes Like |Link to Comment
  • This New Budget Proposal May Limit Your Annual Retirement Income  [View article]
    When the administration says: "some wealthy individuals are able to accumulate many millions of dollars in these accounts, substantially more than is needed to fund reasonable levels of retirement saving", it is scary because once "they" decide what is reasonable for you to live on, they obviously want to take the remainder of your money for themselves. They make it sound as if you are simply lucky if you accumulate savings, like you don't deserve it. Its usually a lie that someone who winds up with a large amount of money in their portfolio at the start of their retirement is rich. Often they are simply someone with modest salary who lived within their means, adhered to a budget, consistently saved a portion of their salary their whole life and invested it wisely. Most are not wealthy to begin with. There is an old fable about the ant and the grasshopper, where the industrious ant works all summer long to gather and store food, while the lazy grasshopper does nothing but eat and scoff at the ant for working so hard. At the end of the summer with winter approaching, the grasshopper, who made no preparations and did no work, is now cold and hungry and demands part of the ant's food. This seems to be human nature; some people are ants, some are grasshoppers, and the grasshoppers will always be coming after someone else's property which they did not earn yet feel entitled to. No wonder that fable has been around so long, it is so apt as a cautionary tale.
    Apr 9, 2013. 08:35 AM | 7 Likes Like |Link to Comment