My name is Thomas B. Walsh. First in my family to attend college I graduated from The Ohio State University a long, long time ago-- two years before the Beatles came to America. In "the good old days" you could work your way through school. I held a variety of low paying jobs including: clerk in the Student Union bowling alley, city playground supervisor, and campus mailman. I earned a Bachelor's degree at a cost of $4500 and graduated with no student loan debt. Working for such Fortune 100 companies as IBM and Xerox my career in information technology spanned thirty-five years. I was fortunate to be able to retire at a relatively early age and spend my "golden years" fly fishing and hiking in the mountains of Colorado. This is the way college used to work in America.