Novice trader. Invested in mutual funds (about 50/50% stock/bond mix and some dry powder). SA has been a great resource for me, because of the contributors but even more so because of some very helpful commenters. I'm pretty risk adverse in my fund choices. I realize the bottom could fall out of the markets - I've been too concerned about a stock market major correction or crash from 2012 onward. That's because I was fighting the fed and worried too much about inflation (due to money printing) which didn't happen. I've changed my ways since starting to read on SA and other sites. and I'm not listening to the news and doomsday types to make my investing decisions. I'm working on charting my own financial future carefully on ups and downs. I'm interested in PM for insurance and for making some money on the volatility.