I am an investor and CFO for over 35 years who focuses on dividend growth investing (DGI) for the long term, particularly for building retirement income.In addition to financial data, I concern myself with the quality of management and the long-term macro perspectives of the companies and industries in which I invest.
Reality Shares empowers investors by providing exchange-traded funds that seek to isolate the growth of dividends. Reality Shares' ETF, DIVY, invests primarily in listed index option contracts and seeks to return the expected dividends of Large Cap Securities.
For more information, visit www.realityshares.com.
Important disclosures: http://www.realityshares.com/socmed-guidelines/.
Retiring to Maine seemed like the American Dream back then:
Today I would picture myself sipping cold brewed Starbucks in LL Bean slippers in front of the Vermont Casting gas fireplace in the sunroom. Later a little snowshoeing in the woods before a lobster Mac and cheese lunch followed by a nap in the Lazy boy recliner.
“If you just sign the payroll deduction form we can get your retirement started all with the help of American Funds”, the broker/adviser said. He made it sound so easy.
Thirty years later reality sets in. The broker is on his sail boat and I'm wondering where my yacht is. Must be docked with the other customer's yachts.
Today, I’m trying to convert a very modest assortment of American Funds into a dividend paying portfolio that will beat my RMD and supplement SS.
Enter SA and the “new achievable” American Dream. With the help of some very knowledgeable SA authors and a bit of luck we will make it and SWAN too.
In the spirit of full disclosure, we have all the goodies described in the first paragraph plus our yacht is a 12 foot Carolina skiff. It still is nice to grab a quick NCL cruise to Bermuda or a longer one to the Caribbean using some of those delicious dividends.
Retired widowed female living in the Northwest USA. (No, it is not true that everyone in the NW has webbed feet and hands....although it DOES rain a lot. lol)
No blog, no book, no newsletter. etc. Just a l-o-n-g term individual investor, who got her nose bloodied in 1987 and (again) in 2000. Out of the market in 2008. Why?? (Husband's ten year major illness before his death in 2006 ruined us, financially. Lost everything to doctors, hospitals, etc.) Bye-bye, dream retirement. Hello, hard times and the grim reality of poverty.
You do NOT want to know details of how bad things got........both before and after his death. It would make your hair stand on end. Especially if you think you are secure because you believe you have a safety net of Social Security, life insurance policies, investments, own a home, etc., etc., etc. Just trust me on this one. Your illusion of "safety" can evaporate faster than Summer snow. Your "safety net" can rip wide open, resulting in a free fall into despair.
Due to a totally unexpected inheritance from a close relative, I am now in a financial position to build another stock portfolio. My role model is another widow, who successfully built a six-figure stock portfolio, starting her portfolio at the age of 62 (!!). If she can do it........I can do it, too.
However, I know the financial world has changed a lot in ten years. So, I am here to (hopefully) learn a lot on this website. My goal is to proceed slowly and make wise and well-informed dividend-paying stock purchases. (Which should explain my choice of user name for SA.)
Retail Investor, Shareholder Advocate and Editor of Stocks DD blog. You are cautioned to read the disclaimer in Seeking Alpha before reading my articles. I am NOT a registered investment adviser. My articles are ONLY for informative purposes and should NOT be treated as investment advice.
My investment philosophy:
1. Invest in Strong businesses (high barriers to entry) 2. Invest in Management with excellent track record for shareholder value creation 3. Invest at undervalued prices
Invest in special situations (bankruptcy or other restructuring) or Drug development firms, where there is with an asymmetric reward/risk...where I have strong conviction on a reward event.
I am also interested in the shareholders topics in publicly listed companies:
1. Shareholder rights 2. Giving shareholders a voice incl shareholder participation in value creation 3. Improving board and management's accountability to shareholders
Be a shareholder advocate and work towards insuring boards and management "do the right thing for shareholders", maximizing and protecting shareholder's value.
More on my ideas can be found here:
I am 42 years old and am self employed. My wife and I started a wholesale tree and shrub nursery 15 years ago and we are finally in a position to invest some of our profits. Our company is the best "stock" we own right now. We are also interested in letting some other great companies make some money for us as well. I am on this website to learn from people that have experience in dividend growth investing. I have learned everything about our nursery business from like minded people willing to share their ideas and faults. I hope to gain similar knowledge here about our new "business" of dividend investing and income replacement.