What Will $2 Million Get You In Retirement? [View article]
BINGO!! 2 million dollars in the hands of 65-year olds! Not much analysis needs to be done here. Not to be mean but if the average person is lucky enough to see 80, they're just waiting on death anyway.
Instead, show me how to make 500k last in retirement. Or tell me how to retire at 50 and enjoy the rest of my life while it is still there to enjoy. Seriously, I'm in my mid 30's and really need this information.
Building A 6% Income Portfolio For 2013 (Part 1): Investment Plan & Strategy [View article]
As far as getting a 6% portfolio, I believe this is very possible to achieve that through dividend distributions. How? through divy growth.
Example, invest $100 in a stock paying 2% divy. in year 1 you earn 2% on your $100 invested ($2, or .50 quarterly, no reinvestment as this is retirement income). if you hold for long-term, into and through retirement, that divy should grow to maybe 4%, or $1 quarterly. You have gone from 2% to 4%. This could be the case where you go from 4% to 6%.
A DGI investor expects divy's to grow over time, which increases the return on capital, again, not considering reinvestment.
Building A 6% Income Portfolio For 2013 (Part 1): Investment Plan & Strategy [View article]
I agree with that Surf but what you are saying would be applicable if i wanted to "annualize" my return. In my example, i was not trying to "annualize" the return, just say what my profit in percentage terms would be. That's all.
Building A 6% Income Portfolio For 2013 (Part 1): Investment Plan & Strategy [View article]
I never understood when calculating rate of return on cash secured puts, some people use premium divided by BreakEven, not the total amount put up to secure the put.
For example, strike is $10, premium received is $1. To me, assuming put expires worthless, my return is 10%, or $1/$10. However, most people would say the return was 11.1%, or $1/$9.
I prefer the 10% strategy because I see it like this. i locked up $1,000 to make 100.
Apple (AAPL) reverses a sizable early decline and goes flat premarket as Gene Munster says his team's checks show iPhone 5 supplies are improving, and it may be just 2-3 weeks before the phone is "consistently available to consumers." [View news story]
daytrade? so you see more downside today and days to come?
My Mad Method: What Next To Buy, And Why? - November, 2012 [View article]
Your equal allocation strategy intrigues me. At 28 positions, you evenly allocate 3.57% to each position. Why is that? Surely, you have some that are performing well (cap gains as well as divy's) as opposed to some others that may not be performing well (low, none, or negative cap gain as well as divy's).
A comment made by Warren Buffet has stuck with me in terms of position allocation. It's along the lines of this...
"He referenced the Miami Heat basketball team and LeBron James (arguably the best player on the planet). He argued that they would not be a championship team if everybody received equal playing time. This means the least productive player receives as much playing time as the best player. you want your best players on the court and getting the most playing time."
How I relate this to my portfolio is my best performers and blue chips that can weather economic depressions receive larger allocations.
A Dozen Of The Finest High-Yielding Stocks For Retirement [View article]
@R.A.S....ROC means you receive dividends that are not taxable but the payment reduces your cost basis. That means when you sell/exit your position you will have a larger capital gain.
I think what this debate boils down to is what kind of account UI is trading out of. I have verified that per CBOE site, the margin required for the INTC trade is in fact $234. If that is what is required in the brokerage account UI is using, then his ROI is correct if held to expiration. However, if the account and trade is "cash-secured", that means UI must maintain in cash the strike x $100 or $1,300, in case of assignment.
I personally don't trade from a margin account, therefore, all my short puts are cash-secured.
It all depends on what account you are trading from.
This calculation based on CBOE is on margin accounts and requires less cash to secure than if the short put was "Cash-Secured". the cash-secured is what TICK was alluring to.
On a side note, UI, what other stocks do you do this strategy on? I think I like it...
What Will $2 Million Get You In Retirement? [View article]
What Will $2 Million Get You In Retirement? [View article]
Instead, show me how to make 500k last in retirement. Or tell me how to retire at 50 and enjoy the rest of my life while it is still there to enjoy. Seriously, I'm in my mid 30's and really need this information.
How To Turn FedEx Rent Checks Into 21 Years Of Durable Dividends That Pay 5.6% [View article]
The All-Aristocrat Team: 20 Dividend Stocks Retirees Should Own In 2013 (Part 3) [View article]
Where DID this logic come FROM?
Why MusclePharm Could Go From $4 To $20 [View article]
Building A 6% Income Portfolio For 2013 (Part 1): Investment Plan & Strategy [View article]
Example, invest $100 in a stock paying 2% divy. in year 1 you earn 2% on your $100 invested ($2, or .50 quarterly, no reinvestment as this is retirement income). if you hold for long-term, into and through retirement, that divy should grow to maybe 4%, or $1 quarterly. You have gone from 2% to 4%. This could be the case where you go from 4% to 6%.
A DGI investor expects divy's to grow over time, which increases the return on capital, again, not considering reinvestment.
Building A 6% Income Portfolio For 2013 (Part 1): Investment Plan & Strategy [View article]
Building A 6% Income Portfolio For 2013 (Part 1): Investment Plan & Strategy [View article]
For example, strike is $10, premium received is $1. To me, assuming put expires worthless, my return is 10%, or $1/$10. However, most people would say the return was 11.1%, or $1/$9.
I prefer the 10% strategy because I see it like this. i locked up $1,000 to make 100.
Just my 2 pennies...
Apple (AAPL) reverses a sizable early decline and goes flat premarket as Gene Munster says his team's checks show iPhone 5 supplies are improving, and it may be just 2-3 weeks before the phone is "consistently available to consumers." [View news story]
A Sober Wake-Up Call The Morning After [View article]
My Mad Method: What Next To Buy, And Why? - November, 2012 [View article]
A comment made by Warren Buffet has stuck with me in terms of position allocation. It's along the lines of this...
"He referenced the Miami Heat basketball team and LeBron James (arguably the best player on the planet). He argued that they would not be a championship team if everybody received equal playing time. This means the least productive player receives as much playing time as the best player. you want your best players on the court and getting the most playing time."
How I relate this to my portfolio is my best performers and blue chips that can weather economic depressions receive larger allocations.
How do you feel about this?
A Dozen Of The Finest High-Yielding Stocks For Retirement [View article]
A Dozen Of The Finest High-Yielding Stocks For Retirement [View article]
(Someone correct me if I'm wrong)
Selling Puts - Investing Made Easy [View article]
I personally don't trade from a margin account, therefore, all my short puts are cash-secured.
It all depends on what account you are trading from.
Selling Puts - Investing Made Easy [View article]
http://bit.ly/sOIya7
This calculation based on CBOE is on margin accounts and requires less cash to secure than if the short put was "Cash-Secured". the cash-secured is what TICK was alluring to.
On a side note, UI, what other stocks do you do this strategy on? I think I like it...