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moneykiller

moneykiller
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  • McDonald's: An Undervalued Dividend Champion I Bought With A Margin Of Safety [View article]
    I'm 37 years old and always loved McDonald's. it was fast and cheap to get a meal. IMO it's still a fast meal but far from cheap, especially for younger people. 10-12 bucks is pretty pricey for someone making that an hour before income taxes. That said what I found more alarming was what i recently observed not two weeks ago. I met up with my younger cousin who had just turned 21, she was having a party at local pub in a semi affluent area in queen NY. Anyway. She was there with maybe 15-20 of her friends. After some time they decided to leave and go to another bar. On the walk there we passed a McDonald's and I said let me grab a quick bite and ill meet you there. Their reaction caught me off guard. They actually were laughing at me and thought I was joking about eating there. "You eat that crap", " smoking Is better for you", " I haven't eaten in those places in years". Etc etc. I still went in of course because i was starving. years of weight Training allowed me to joke back with"we'll it worked for me", Ok maybe not so much anymore lol. Now granted I rarely frequent fast food places because I am health conscience but I was taken back by not only how health conscious the younger generation was but also the negative imagine I was portrayed in. Like current day smokers are viewed IMO.
    Aug 16 05:57 AM | Likes Like |Link to Comment
  • The Great Correction Of 2014? Don't Drink The Kool-Aid [View article]
    Great discussion and the comments are as thought provoking as the article!
    Jun 12 01:53 AM | Likes Like |Link to Comment
  • The Great Correction Of 2014? Don't Drink The Kool-Aid [View article]
    Seems that "cash on the sidelines" can have a few different meanings as Laker pointed out. Lets say my portfolio was up 300% since the crash(its not btw :()If I sold all my winners and left the proceeds in cash than I see your point WSD. But what if I took that money and bought a new Corvette? Now me the seller no longer has the cash either but it's not sitting somewhere as I gave it to GM. Hopefully the ignition is fixed with the new cash !
    Jun 12 01:52 AM | Likes Like |Link to Comment
  • If I Were Starting All Over Again [View article]
    51k Is the total allowed between your contribution(max is 17,500), and the employer. I make a fairly high wage(annual income between 115-140 in NYC isn't exactly baller believe me) as I work nights and a ton of overtime. This does impact my social life and relationships with family and friends. They understand that I'm motivated and once I understood the rule of 72 and that compounding magic can even work for a knuckle head like me who works with his hands lol Jk, that the Ages between 30-40 were crucial to get started. My job is physical and there's only so many pay checks I can cash on my body. Don't be depressed. I was and that makes you frozen and do zero. Pain pleasure Anthony Robbins ;).
    May 21 03:39 PM | 1 Like Like |Link to Comment
  • If I Were Starting All Over Again [View article]
    My employer puts in as well. I maxed out my contribution every year and a few year went over the 51k total allowed to be put into a 401K. Unfortunately some years I'm not eligible to fund my Roth IRA :(.
    May 21 09:49 AM | Likes Like |Link to Comment
  • If I Were Starting All Over Again [View article]
    What great stories from all who commented as well as the author. Very inspiring. My own time table was I partied from 19-29 and do not regret those years one bit. Turned 30 and had 12,700.00 in my 401K and 16,800.00 on my MasterCard at 7% interest rate :(. Plus a new car loan of 28k at 2.9 %. At that point I decided to pay down my credit card debt and raise my 401K contribution from 1% to 10%. Then I opened a scottrade account. Once my credit card debt was cleared up(took 6 months of massive overtime), I aggressively added to the stock market. I couldn't have picked a worse time as that was early 2007. Needless to say I've bounced around performance wise but the last few years i have focused mostly of buying dividend payers. 37 now and have accumulated over 350,000.00 in my 401k, 28k in my Roth IRA and over 50,000.00 in a taxable account. Point is no matter how bleak my start in investing was , it's all beginning to make sense.
    May 21 06:20 AM | 3 Likes Like |Link to Comment
  • Should you hold MLPs in IRAs or 401(k)s? [View instapost]
    I own vnr, bkt, and ggn in my Roth IRA account. Am I dancing with the tax devil here? Are trusts as risky as the mlp, LCC in a Roth IRA? Thanks in advance.m
    Apr 28 11:52 AM | Likes Like |Link to Comment
  • Chevron Corporation Dividend Stock Analysis [View article]
    I own cvx as well as all its peers. BP seems like it has an opportunity to pop if it ever gets pass its legal issues, long since mid 30's. cvx is my largest holding of the four. Recently opened small stack in cop.
    Apr 19 09:14 PM | Likes Like |Link to Comment
  • How To Identify Your Dividend Investment Goals [View article]
    That z06, if a C6, would have likely dropped an exhaust valve as well being it had the ls7 motor which is 15,000.00. Further eroding you reaching your goal. Yet low 11 second quarter mile blasts can be nearly as fun as collecting 5% yield on a blue chip! Lol. Impressive goal you have achieved! I'm at around 300 a month since giving div growth stocks a chance 2.5 years ago. Comments like yours as well is this particular author keep me motivated ! Maybe when all is said and done ill skip the z06 and head right for that zr1 ;). Best of luck!
    Apr 16 07:29 PM | 3 Likes Like |Link to Comment
  • Seadrill: Why This Stock Is Undervalued And Should Be Owned By Every Investor [View article]
    If SDRL slashed their dividend 50% how long would it take for them to repay their debt? Not sure what the interest is on their current debt but a 5.3% dividend would still be nice and they could use those additional funds to rid themselves of the rising debt. newbie here so be easy :).
    Feb 17 05:27 PM | 1 Like Like |Link to Comment
  • This Company's 'All In' Bet Is Paying Off Big Time [View article]
    Insiders buying recently but there was a large sell on 11/25/2013. Day, Robert sold 839,500 shares at $35.75 totaling 30M. Bad sign? I'm long FCX
    Dec 6 06:12 PM | Likes Like |Link to Comment
  • My First 3 Steps Toward Financial Freedom [View article]
    Thank for this info. Extremely useful for me. I have approximately 285k in my 401k and 25k in my Roth IRA. Far less is in my more liquid account. Looking to change this over the next few years. Thanks again. Was not aware of that 55 year old rule on the 401k.
    Apr 6 02:41 AM | Likes Like |Link to Comment
  • Buying Brand Names In A Bear Market Can Make You Rich [View article]
    Powerful points. Not sure if I could stomach the swings but the results are extremely impressive. I enjoyed the article very much! Thank you for posting it up. Jim
    Apr 5 03:52 PM | 3 Likes Like |Link to Comment
  • My First 3 Steps Toward Financial Freedom [View article]
    Enjoyed your article. Sometimes I need a reboot to understand why I'm sacrificing now. Recently I stopped my 401K contribution( though my employer puts in regardless. Not a match but a set % of gross)after deciding that for an electrician working a physical job, I didn't want my retirement to HAVE TO start at 59 1/2. My pension can't be collected until 60 as well. I also max a Roth IRA every year for the last 4 years. With these new found funds from the 401K contribution being halted, I am currently funding an account that I hope by the time I'm 50(14 years away) will produce a sufficient income that will help with at least 50% my cost of living. This article was the light bulb for me. http://bit.ly/XP2Fh0
    Apr 3 08:11 PM | Likes Like |Link to Comment
  • Apple: Value, Growth Or Income? [View article]
    Apple has unexpectedly become 30% of my portfolio, so I am considering lightening up. My only thought is not lightening up has got me to this point...decisions decisions. A great run indeed though.
    Feb 9 07:08 PM | Likes Like |Link to Comment
COMMENTS STATS
19 Comments
12 Likes