Tesh

Robert Shiller on America's 'Speculative Culture'

Life is risk. Living is speculation. That in and of itself isn't a terrible thing, since we learn from our mistakes. The trouble here is that speculators throughout the food chain want someone else (taxpayers, ultimately) to pay the consequences for their mistakes.

That's "moral hazard", and it is more akin to gambling (wanting something for nothing) than it is to living (honest work for honest pay, learning from mistakes and so on).