I am an attorney at law, mostly retired from that activity these days. At one time, Ihad a small real estate company, a NASD member firm licensed for Series 22 & 39 DPPs, and a mortgage banking firm. I used to do the full range of FHA and VA mortgages and had a mortgage lender license in Florida. Today, I am a private investor running my own book. I also occasionally cover hearings in court for an attorney friend and am qualified to testify as an expert witness in the field of residential mortgage lending.