Great article and I agree with your ETF selections and had one question - what about real estate as an additional asset class or are you using one of the above (bonds?) as a proxy? I guess the only question is the allocation. Good choices. Vanguard's total international stock market fund might be the fund you're looking for.
Jim Wiandt's Five Favorite ETFs [View article]
I guess the only question is the allocation. Good choices. Vanguard's total international stock market fund might be the fund you're looking for.