I am a former telecom engineer and lawyer who finds himself involuntarily, but happily, an early retiree. I have been investing for quite a few years and in the past focused more on speculative high growth potential stocks versus blue chips. My current focus is now more income oriented through dividend producers with some fliers in high-risk high-gain stocks for fun money purposes. I have begun to focus on CEF's and BDC's for their high dividends and relatively low beta. I also focus on Europe ( esp. Germany) and some emerging markets.